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What is the difference between BOC's foreign exchange two-way treasure and foreign exchange margin?
The personal "two-way foreign exchange treasure and two-way Huang Jinbao" business of Fujian Branch of Bank of China Co., Ltd. refers to the foreign exchange and dollar paper gold trading tools that customers can choose between long and short after depositing a trading margin exceeding the face value of the account opening currency in advance through the quotation and trading platform provided by the bank.

When a customer opens a position, the bank freezes the corresponding amount of margin according to the ratio of trading margin to nominal opening amount 1 15: 100. Suppose a customer deposits $65,438+065,438+050 in his "two-way treasure" trading account for the first time, then the BOC trading system will automatically regard this $65,438+065,438+050 as a trading margin and provide the customer with a nominal amount of $65,438+0000 for contract foreign exchange and dollar paper gold trading.

1, flexible direction: you can freely choose how long to short, and you have the opportunity to make a profit regardless of market ups and downs.

2. Time continuity: in line with the international foreign exchange gold market, the 24-hour T+0 trading mode can fill the investment gap after the stock market closes.

3. Complete varieties: 1 1 three mainstream currency pairs including gold for you to choose from.

4. Ultra-low spread: far below the spread level of foreign exchange treasure and dollar gold.

5. Full-featured: Real-time trading and various entrustment functions are complete, supporting two-way warehouse opening.

Foreign exchange margin is the top product among global personal financial products. As the domestic standard system has not yet been established, three domestic banks, Industrial and Commercial Bank, Minsheng Bank and China Construction Bank, started trial operation in June 2007, but all stopped operation in June 2065438+2002.

Foreign exchange refers to the exchange of foreign exchange currency. In fact, foreign exchange margin refers to the general term for occupying margin for foreign exchange transactions. Then, as a market with an average daily trading volume of10.5 trillion dollars, it will reach a market with an average daily trading volume of 4 trillion dollars by April 20 10. The size of the foreign exchange market is 46 times that of the global futures market. Because of this, the foreign exchange market is the most liquid market in the world. Generally speaking, foreign exchange refers to foreign currency or various means of payment expressed in foreign currency, which is used for international settlement of creditor's rights and debts.

foreign exchange margin

Foreign exchange margin is a kind of financial derivatives. It is a financial derivative that invests a certain proportion of funds in the foreign exchange market, trades in various currencies and conducts value-added transactions hundreds or even hundreds of times in the direction of exchange rate fluctuations, also known as leveraged foreign exchange. Margin foreign exchange came into being in the 1970s.

Foreign exchange margin has the characteristics of futures, also known as currency futures. It is a futures contract based on foreign exchange and the first variety of financial futures. Mainly used to avoid foreign exchange risk, that is, exchange rate risk.

Foreign exchange margin trading, also known as contract spot foreign exchange trading, margin trading and false trading, refers to that investors and financial companies (banks, dealers or brokers) who specialize in foreign exchange trading sign contracts to buy and sell foreign exchange on behalf of customers, pay a certain percentage (generally not exceeding 10%) of the trading margin, and buy and sell foreign exchange at a certain financing multiple of 654.38 million, hundreds of thousands or even millions of dollars. Therefore, this kind of contract transaction only makes a written or verbal commitment to a certain price of a certain foreign exchange, and then waits for the price to rise or fall before settling the transaction, so as to gain profits from the changing price difference, and of course bear the risk of loss. Because this kind of investment needs funds more or less, it has attracted many investors to participate in recent years.

Advantages and advantages of foreign exchange margin:

1. margin trading, make full use of the leverage principle, and make it small and broad.

2. Foreign exchange margin trading can be operated in both directions, which is very flexible. Investors can be bullish or bearish, so that the exchange rate of the currency will fluctuate within one day. Based on the principle of two-way operation, investors can not only buy at a low price and sell at a high price for profit; You can also sell at a high price and then buy at a low price to make a profit. These two characteristics are very similar to futures trading.

3.24-hour and T+0 trading modes, foreign exchange margin trading can be carried out 24 hours (except for the global market closure on weekends). Moreover, the T+0 model also makes investors' transactions very casual and convenient. Investors can enter the foreign exchange market for trading at any time, and investors can change their investment strategies at will.

4. Foreign exchange margin trading has no expiration date, so investors can hold positions indefinitely. Of course, investors must first ensure that there are enough funds in their accounts, otherwise they will face the risk of being forced to close their positions if the amount of funds is insufficient.

5. Investors choose a wide range of currencies when trading foreign exchange margin, and all convertible currencies can become trading varieties.

Foreign exchange margin trading appears in the form of contract, and its main advantage lies in saving investment amount. When buying and selling foreign exchange by contract, the investment amount is generally not higher than 5% of the contract amount, but the profit and loss are calculated according to the total contract amount. The amount of a foreign exchange contract is determined according to the type of foreign currency. Specifically, the amount of each contract is 1250000 yen, 62500 pounds, 125000 euros, 125000 Swiss francs, and the value of each contract is about 100. The amount of each contract in each currency cannot be changed according to the requirements of investors. Investors can buy and sell several or dozens of contracts according to their own margin or margin. Under normal circumstances, investors can buy and sell a contract with a margin of $65,438+0,000. When foreign currency rises or falls, investors' profits and losses are calculated according to the contract amount, that is, US$ 654,380,000.

The so-called foreign exchange margin trading refers to signing a contract with a designated investment bank, opening a trust investment account, depositing foreign exchange margin as a guarantee, and the investment bank sets the credit operation limit. Investors are free to buy and sell the equivalent spot foreign exchange within the quota, and the profits or losses arising from the operation will be automatically credited or deducted from the above investment account. Therefore, small investors can obtain a larger trading quota with less funds, enjoy the same foreign exchange trading purposes as global capital to avoid risks and create profit opportunities in exchange rate changes.