At present, there are many ways to manage money, such as funds, stock trading, gold, wealth management products, bank wealth management, Alipay wealth management and so on. If financial management fails and the principal is lost, there will be no debt, and financial management will rarely encounter the loss of principal. The probability is relatively small, but it is worth noting that leveraged products in futures and virtual currency may lose all their money or even pay back the money.

Stocks are very risky. Take the stock market as an example: suppose investors buy stocks with a price of 1 0,000 yuan, and the stock will rise or fall by 10% on average one day, that is, they will benefit from a price of 100 yuan one day, and even if it falls by 10% one day, it will continue to fall by 10 days.