Look at your personal risk preference, whether it is conservative or radical, how long the investment period is, and what is the expected return. If you want about 8% a year, you can choose some stable P2P financial platforms.

If you want to earn more than 50%, you must invest in riskier markets, such as the stock market.

If you want to earn more than 100%, you have to be like MMM mutual aid community, futures, precious metals and so on. MMM is relatively less risky now.