There are two kinds of wealth management products of banks: capital preservation type and non-capital preservation type.
Xiaolongren financial management belongs to non-guaranteed products. (There is less risk in non-capital preservation. However, if the personal risk tolerance is very low, it is recommended to choose a guaranteed product.
But generally speaking, most of the bank's wealth management products can achieve the expected income.
Longjiang Bank always adheres to the customer-centered business philosophy and provides strong business support and high-quality and efficient financial services for the development of customers of various government agencies and financial institutions in accordance with the principles of complementary advantages, mutual benefit, resource sharing and common development.
Taking institutional customers as the leader, the whole bank radiated the middle and lower reaches of the system, and built a hierarchical marketing network system with three levels of linkage between the head office and branches. Government agency clients cover finance, taxation, industry and commerce, customs, public security law, social security, education and scientific research, medical and health care and other fields; Customers of financial institutions include banks, securities companies, insurance companies, trust companies, futures companies, exchanges and other non-bank financial institutions.
In order to comply with the diversified development trend of institutional financial customers' demands, Longjiang Bank strengthened the integration of resources, set up a professional team, and tailored a comprehensive financial service plan for customers, forming a one-stop service model with systematic customer marketing as the leader and products as the support. At present, financial services for institutional customers cover three major areas: assets, liabilities and intermediary business, including corporate deposits, bank-bank cooperation, bank-government cooperation, bank-insurance cooperation, bank-securities cooperation, bank-credit cooperation and other product clusters.
With the development and progress of the times, Longjiang Bank will actively innovate its products and services, constantly enhance its core competitiveness, and provide all kinds of institutional customers with full-product, all-round and full-process quality financial services with strong strength, excellent reputation and steady operation, and strive to achieve win-win cooperation between banks and enterprises.