When the rate of return on assets is low, investors need to adopt cautious investment strategies. This strategy focuses on long-term returns rather than immediate returns. Generally speaking, a sound investment strategy includes diversification, holding company stocks and investment bonds with good growth prospects. Diversified investment can reduce investment risk, holding company stocks with good growth prospects can guarantee long-term income, and investment bonds can provide fixed income, reducing the impact of market fluctuations on portfolio.

In the case of low return on assets, investors can also choose to use other investment tools to manage risks and improve returns. These tools include options, futures and derivatives. Options and futures can be used for speculation and arbitrage, and can be rewarded when the market fluctuates. Derivatives can be used to hedge the risk of portfolio to reduce the impact of market volatility. However, the investment risk and complexity of these tools are high, which requires investors to have certain professional knowledge and experience.

In addition, when the return on assets is low, investors should avoid excessive trading or blindly following the trend. Excessive trading will increase the investment cost and may lead to an increase in the volatility of the portfolio. Blindly following the trend is easy to cause huge losses due to short-term emergencies. Investors should remain calm and rational, make long-term investment plans and firmly believe in holding high-quality assets. When the market fluctuates, a sound investment strategy, diversified investment portfolio and correct mentality are the keys to successful investment.