1, "Creating Wealth" series:
High-risk and high-yield financial products, such as FOF products, financial derivatives, linked gold, futures products, secondary market products, etc., mainly face more rational middle and high-end customers in large and medium-sized cities;
2. "Tianfu" series:
The risk level is medium, and the income is also medium, mainly for customers with relatively weak risk appetite in various regions, but at the same time pursuing higher income;
3. Fortune series:
Mainly divided into several sub-series, such as "monthly rise" and "daily rise" series of wealth, "bill surplus" series of wealth, "bimonthly surplus" series of wealth, wealth bonds series. It is a wealth management product with basically no risk and stable income, which is suitable for customers who pursue slightly higher savings income.
China Postal Savings Bank can be traced back to the postal savings business started in 19 19, and it has a history of one hundred years. In March 2007, on the basis of reforming the original postal savings management system, Postal Savings Bank of China Limited was formally established.
20 12 1 month, the whole company was restructured into a joint stock limited company. From 20 15 to 12, ten domestic and foreign strategic investors were introduced. 2065438+listed on the Hong Kong Stock Exchange in September 2006. 20 19 12, listed on Shanghai Stock Exchange.
The bank has nearly 40,000 outlets, serving more than 600 million individual customers, giving full play to the unique mode advantage of "self-support+agency" to serve "agriculture, rural areas and farmers", urban and rural residents and small and medium-sized enterprises. With excellent asset quality and remarkable growth potential, the Bank is a leading large retail bank in China.
1950 the postal savings and exchange bureau was abolished, and the postal savings was changed into agency business, and the agent bank collected personal deposits and non-operating mass organization deposits.
1953, postal savings closed, and the post office continued to handle exchange business.
From 65438 to 0986, postal savings resumed business, taking advantage of the numerous postal outlets, widely collecting and storing scattered private funds, and gathering more funds for national construction.
1993, postal savings began to build a green card project.
200 1, postal savings to achieve national networking.
In 2007, China Postal Savings Bank was formally established to serve agriculture, rural areas, urban and rural residents and small and medium-sized enterprises. Relying on the agency network of China Post Group Corporation, the only "self-support+agency" operation mode of China banking industry was established.
20 12 China postal savings bank was transformed into a company limited by shares.
20 15 introduce ten domestic and foreign strategic investors.
In 20 16, it was successfully listed on the main board of Hong Kong Stock Exchange and officially landed in the international capital market.
In 20 19, it was officially listed as a "large state-owned commercial bank" and successfully listed on the Shanghai Stock Exchange.
In 2020, it was approved to build China Post Huiwanjia Bank Co., Ltd., becoming the first large state-owned commercial bank to participate in the pilot of direct banking; Approved to establish a credit card center franchise.