1. Jucomplaint-21CN Black Cat Complaint

Jucomplaint is a public welfare consumer complaint platform hosted by 21CN. It is an Internet information service platform approved by the Central Cyberspace Administration of China and has a large number of complaints. big.

If you want to complain about an online lending platform, you can post complaint information on Jucomplaint. It will have a certain deterrent effect on qualified online lending platforms. If it is an informal online lending platform, it will not have much binding force. However, everyone’s collective complaints will still have a certain influence and can help latecomers identify the quality of online loan platforms.

Similar to this, there are also black cat complaints

2. China Internet Finance Association

If you have complaints and opinions on the relevant businesses of online loan platforms, choose The China Internet Finance Association has also achieved good results. This platform is designed to deal with issues related to Internet finance.

3. China Banking and Insurance Regulatory Commission

If an online loan platform encounters problems such as violent collection or privacy leakage during the lending process, you can complain to the China Banking and Insurance Regulatory Commission, usually by dialing the complaint hotline way to make a complaint.

The China Internet Finance Association is in accordance with the "On Promoting Internet Finance" jointly issued by ten ministries and commissions including the People's Bank of China, the Banking Regulatory Commission, the China Securities Regulatory Commission, the China Insurance Regulatory Commission, the Ministry of Industry and Information Technology, the Ministry of Public Security, and the State Administration for Industry and Commerce, with the approval of the Party Central Committee and the State Council. "Guiding Opinions on Healthy Development" (Yinfa [2015] No. 221) requires that the People's Bank of China, together with the China Banking Regulatory Commission, the China Securities Regulatory Commission, the China Insurance Regulatory Commission and other relevant national ministries and commissions, establish a national self-regulatory organization for the Internet financial industry. The establishment of the association has received great attention from the Party Central Committee and the State Council. It is the first national industry association to assume special functions after the decoupling reform of industry associations in my country. The association accepts business guidance and supervision from the Ministry of Civil Affairs, the organization registration and management authority, the People's Bank of China, the business supervisory unit, and relevant government departments. The association aims to standardize the market behavior of practitioners, protect the legitimate rights and interests of the industry, promote the industry to better serve social and economic development, and guide the industry to operate in a standardized and healthy manner through self-regulatory management and membership services.

Members of the association include banks, securities, insurance, funds, futures, trusts, asset management, consumer finance, credit services, and Internet payment, investment, financial management, lending and other institutions, as well as some institutions that undertake financial basics Institutions with facilities and financial research and education functions basically cover the mainstream and emerging formats of Internet finance.