One. Actively learn financial management knowledge. You can understand the different characteristics of different financial products such as deposits, funds and stocks by reading relevant financial books or online. Accumulate financial knowledge and cultivate financial awareness.
Two. Learn to keep accounts by yourself. You can use a notebook or electronic bookkeeping to record your monthly income, expenditure and balance. In order to make a better financial plan.
3. Establish a correct concept of consumption. Rational consumption, no impulse, no blindness, no comparison, no moonlight clan.
4. Correctly understand the relationship between income and risk. Choose the right financial products according to your risk tolerance.
5. Ensure the liquidity of funds. If you have unused idle funds on hand, you can deposit them in bank time deposits. The remaining part of the activity funds can be put into various monetary funds or among them, which is convenient to use and has rich benefits.
6. If you have time after work or study, you can also try various sideline or part-time jobs to increase your income so as to better invest and manage your finances.
The above only represents personal views. I hope my answer is helpful to you.