There are two kinds of deposits, one is cash deposit and the other is insurance deposit. At present, there is no limit to the guarantee period of cash deposit, as long as the balance in the cash deposit account is higher than the amount to be paid according to the type of goods. The guarantee period of the insurance deposit is one year. If the credit line is 1000 yuan, then you need to pay back 30 yuan in one year.

Second, the detailed analysis:

Margin refers to all kinds of deposits deposited in banks and other financial institutions. Under the background of the lack of clear legal norms of deposit, this paper discusses the types of deposit, and defines the deposit of reserve fund, advance payment, lease, decoration, return right and unparalleled return effect respectively to determine their respective legal effects.

Third, the deposit system:

The margin system, also known as the margin system, refers to the system stipulated by the clearing house that the buyer or seller who has reached a futures transaction should pay the performance bond. In futures trading, any trader must pay a certain proportion of the price of the futures contract he buys and sells, usually 5% ~ 10%, as the fund guarantee for his performance of the futures contract, and then he can participate in the futures contract trading and decide whether to add funds according to the price. This system is the deposit system, and the funds paid are the deposit.