Legal analysis:
It has no impact and will not be affected by political review.
Political review: It mainly examines whether the other party has progressive thoughts, good moral character, decent style, and strong organizational discipline and legal concepts. Generally speaking, those who have one of the following circumstances will be deemed to have failed the political examination: 1. Those who have words and deeds that are against the four basic principles. 2. Those who engage in bad behavior such as hooliganism and theft, and have poor moral character. 3. There are criminal suspects that have not yet been investigated. 4. Direct blood relatives or collateral blood relatives who have a greater influence on the individual are engaged in activities endangering my country's national security abroad or abroad, and I cannot distinguish between them. 5. Among the direct blood relatives or the collateral blood relatives who have a greater influence on the person have been sentenced to death or are serving prison sentences.
The consequences of being blacklisted by the credit report: 1. Unable to get a loan or apply for a credit card. The degree of credit is related to every aspect of our lives, once it is overdue. Overdue records will be uploaded to the central bank's credit report, which will hinder borrowers from applying for loans and credit cards in the future. Not only are they unable to apply for loans from financial institutions such as banks and small loan companies, but loans to start a business and capital turnover are in vain, and they will be turned away even when applying for housing loans and car loans. 2. There are restrictions everywhere in life, including the inability to take airplanes, high-speed trains, etc.
Legal basis:
"Guiding Opinions on Establishing and Improving a Joint Incentive for Trustworthy and a Joint Punishment System for Untrustworthy to Accelerate the Construction of Social Integrity"
3. Improve constraints and Mechanism for punishing dishonest behaviors
(9) Implement joint punishment for key areas and serious dishonest behaviors. On the basis of relevant departments and social organizations handling and evaluating untrustworthy behaviors in this field in accordance with laws and regulations, through information sharing, other departments and social organizations can be promoted to take joint disciplinary measures against serious untrustworthy behaviors in accordance with laws and regulations. Key points include: first, behaviors that seriously endanger the health and life safety of the people, including serious untrustworthy behaviors in the fields of food and drugs, ecological environment, engineering quality, production safety, fire safety, and compulsory product certification. The second is behaviors that seriously undermine the order of fair competition in the market and the normal order of society, including bribery, tax evasion and fraud, malicious evasion of debts, malicious default of payment or service fees, malicious arrears of wages, illegal fund-raising, contract fraud, pyramid schemes, operating without a license, Producing and selling counterfeit and shoddy products, intentional infringement of intellectual property rights, lending and borrowing qualifications for bidding, bid-rigging, false advertising, infringement of the legitimate rights and interests of consumers or securities and futures investors, serious breach of trust in cyberspace communication order, gathering crowds to disrupt social order, etc. Behavior. The third is behavior that seriously affects the credibility of judicial and administrative agencies by refusing to perform statutory obligations, including serious breaches of trust by parties who have the ability to perform but refuse to perform or evade execution after judicial or administrative agencies make judgments or decisions. The fourth is to refuse to perform national defense obligations, refuse or evade military service, refuse or delay the requisition of civilian resources or hinder the transformation of requisitioned civilian resources, endanger national defense interests, destroy national defense facilities, etc.
(10) Strengthen administrative restraint and punishment for untrustworthy behavior in accordance with laws and regulations. For serious untrustworthy entities, all regions and relevant departments should list them as key supervision objects and take administrative restraints and disciplinary measures in accordance with laws and regulations. Strictly review administrative licensing and approval projects, strictly control the issuance of production licenses, restrict the approval and approval of new projects, restrict stock issuance and listing financing or bond issuance, restrict listing and financing on the National Equities Exchange and Quotations, and restrict the establishment or participation in financial institutions As well as small loan companies, financing guarantee companies, venture capital companies, Internet financing platforms and other institutions, they are restricted from engaging in Internet information services. Strictly restrict applications for fiscal capital projects, restrict participation in relevant public resource trading activities, and restrict participation in infrastructure and public utility franchises. Market and industry exclusion measures will be implemented against seriously untrustworthy enterprises, their legal representatives, principal persons in charge, and registered practitioners who are directly responsible for untrustworthy behavior. The honorary titles of seriously dishonest enterprises, their legal representatives, persons in charge, senior managers, and directors, shareholders and other personnel directly responsible for the dishonest behavior shall be promptly revoked, and their qualifications to participate in the first-rate evaluation shall be revoked.
(11) Strengthen market constraints and punishments for untrustworthy behavior. For seriously untrustworthy entities, relevant departments and institutions should use the unified social credit code as an index and promptly publicly disclose relevant information to facilitate the market to identify untrustworthy behaviors and prevent credit risks. Urge relevant enterprises and individuals to fulfill their legal obligations, and impose restrictions on those seriously untrustworthy entities who have the ability to perform but refuse to perform, and restrict the purchase of real estate, air travel, high-class trains and seats, travel and vacation, staying in hotels with star ratings or above, and other high-end consumption Behavioral measures. Support credit reporting agencies in collecting information on serious untrustworthy behavior and include it in credit records and credit reports. Guide commercial banks, securities and futures operating institutions, insurance companies and other financial institutions to increase loan interest rates and property insurance premiums for seriously dishonest entities in accordance with risk pricing principles, or restrict the provision of loans, sponsorships, underwriting, insurance and other services to them.
(12) Strengthen industry-wide restraint and punishment for untrustworthy behavior. Establish and improve industry self-discipline conventions and professional ethics standards to promote industry credit building. Guide industry associations and chambers of commerce to improve the internal credit information collection and sharing mechanism within the industry, and record serious untrustworthy behaviors in members' credit files. Industry associations and chambers of commerce are encouraged to cooperate with qualified third-party credit service agencies to carry out credit rating evaluations of member companies.
Support industry associations and chambers of commerce to implement disciplinary measures such as warnings, notification of criticism within the industry, public condemnation, non-acceptance, and persuasion to quit members based on the severity of the case in accordance with industry standards, regulations, and conventions.
(13) Strengthen social constraints and punishments for untrustworthy behavior. Give full play to the role of various social organizations and guide social forces to participate extensively in joint punishment of dishonesty. Establish and improve a reporting system for breach of trust, encourage the public to report serious breach of trust by enterprises, and keep whistleblowers' information strictly confidential. Support relevant social organizations in filing public interest litigation in accordance with the law against group infringements such as environmental pollution and infringement of the legitimate rights and interests of consumers or public investors. Encourage fair, independent, and qualified social institutions to carry out big data public opinion monitoring of untrustworthy behavior, and compile and publish regional and industry credit analysis reports.
(14) Improve personal credit records and promote the implementation of joint disciplinary measures. Serious breaches of trust by enterprises and institutions will be recorded in the credit records of the enterprises and institutions as well as the personal credit records of their legal representatives, principal persons in charge and other persons directly responsible. While jointly punishing dishonest enterprises and institutions, we will also take corresponding joint disciplinary measures against relevant responsible personnel in accordance with laws, regulations and policies. By establishing a complete personal credit record database and a joint disciplinary mechanism, disciplinary measures for breach of trust can be implemented on all individuals.