1. In China, overdue online loans usually do not lead to imprisonment. However, overdue repayment may lead to a series of legal disputes and legal consequences.
2. The main consequence of the borrower's overdue repayment is that it may be investigated for civil liability, including the collection agency or loan platform taking legal measures to recover the arrears. This may include issuing a judgment to the borrower through the court, requiring him to repay the debt.
3. Borrowers who deliberately evade debt repayment may be included in the credit blacklist. This will have a negative impact on personal credit records and may lead to difficulties in borrowing in the future.
4. The legal issues involved in overdue repayment can be dealt with according to People's Republic of China (PRC) Contract Law, People's Republic of China (PRC) Civil Procedure Law and other relevant laws.
Summary: overdue online loans will not directly lead to imprisonment, but may lead to legal disputes and legal consequences, such as being investigated for civil liability and blacklisted.
Extended data:
In China, personal debt disputes usually belong to the category of civil cases. According to the laws of our country, if the borrower fails to repay the loan on time, the collection agency or loan platform can recover the arrears through legal means, but usually it will not directly lead to criminal punishment unless there are other serious violations. Therefore, when dealing with the problem of overdue online loans, it is suggested to communicate with relevant parties in time, try to solve debt disputes and avoid possible legal consequences.
Supplementary information: Assuming that the specific amount of interest rate and liquidated damages is not clearly stipulated in the loan contract, according to the relevant provisions of the People's Republic of China (PRC) Contract Law, we can make a judgment with reference to the market interest rate and industry practices and make a reasonable calculation according to law.