Whether you will check the credit information when you join the company depends on the specific situation. Not all new employees need to conduct a credit investigation. There are many units that check credit information. To cite a few very common examples, national civil servants, teachers, railways and other work all need credit information, but as long as users are not overdue, personal credit information will not affect them. The above is the relevant content of checking credit information when you join the company.

The main purpose of credit verification

The ultimate goal of banks to check users' credit information is to understand users' credit situation, and then decide whether to grant or cancel the credit line. The credit report reflects a lot of information. For example, banks can know whether users frequently apply for cards in the near future, whether their credit cards are cashed out, whether they repay on time every month, or how their consumption level and personal qualifications are. If the user's debt is too high, the frequency of using credit cards is too low, and there is an overdue record, then it will undoubtedly be very difficult to withdraw cash. This paper is mainly about the knowledge points about checking credit information in the induction meeting, and the content is for reference only.