Ten thousand copies of income is the income realized by every ten thousand fund units on the day announced by the fund company every day. Money funds usually represent 10,000 shares of income, which is mainly to share the daily income of the money fund equally to each fund share.
Ten thousand copies of income, the full name is: "full-day net income per ten thousand funds", referred to as ten thousand copies of income. It refers to the net income that can be obtained in one day for every ten thousand fund shares. Simply put, how much money can you earn that day for every 10 thousand copies of this cargo base you hold? If a cargo base earns 1 yuan a day, and you now have 30,000 copies of this cargo base, then you can earn 3 yuan that day.
So why should we express our rate of return in the form of 10 thousand shares of income? Because when investing in a fund, the income a fund gets on that day is almost negligible. The unit of monetary measurement we use every day is yuan, jiao and fen, even if it is lower, it will reach centimeters. How much is a centimeter? 0.005438+0 yuan. Just now, we said that the income of ten thousand shares of a certain cargo base is 1 yuan, and the single income is 1 divided by 10000, which is 0.000 1 yuan, which is almost meaningless, but the income of ten thousand shares and ten thousand shares of the fund reaches 1 yuan, which is of practical significance at this time.
Goods-based investment is mainly short-term wealth management products, with low risk and stable income. According to the regulations of the CSRC, the cargo base must regularly disclose its income of 10,000 yuan. Ten thousand copies of income can directly reflect the real income of the fund every day, which is the reference index we pay attention to when investing in financial management, but ten thousand copies of income can not reflect the long-term income of the fund, so other factors should be considered comprehensively when choosing the fund.
Fund, in English, refers to a certain amount of funds set up for a certain purpose. It mainly includes trust and investment funds, provident funds, insurance funds, retirement funds and funds of various foundations.
From the accounting point of view, capital is a narrow concept, which refers to funds with specific purposes and uses. The fund we are talking about mainly refers to the securities investment fund.
According to different standards, securities investment funds can be divided into different types:
1, which can be divided into open-end funds and closed-end funds according to whether the fund units can be increased or redeemed. Open-end funds are not traded on the market (as the case may be), but are purchased and redeemed by banks, brokers and fund companies, and the fund scale is not fixed; Closed-end funds have a fixed duration and are generally listed and traded on the stock exchange. Investors buy and sell fund shares through the secondary market.
2. According to different organizational forms, it can be divided into corporate funds and contractual funds. A fund is established by issuing fund shares to establish an investment fund company, which is usually called a corporate fund; The establishment of fund managers, fund custodians and investors through fund contracts is usually called contractual funds. China's securities investment funds are all contractual funds.
3. According to the difference of investment risk and income, it can be divided into growth fund, income fund and balanced fund.
4, according to the different investment objects, can be divided into stock funds, bond funds, money market funds, futures funds, etc.