If you borrow money from a bank or consumer finance company, you can check your personal credit report. There are three ways to query:

1. If you hold the ID cards of the following nine provinces and cities (Jiangsu, Sichuan, Chongqing, Beijing, Shandong, Liaoning, Hunan, Guangxi and Guangdong), you can log in to the Credit Information Center of the People's Bank of China and check online after registration.

2. You can bring your ID card to the local people's bank for inquiry.

3. If you are in Beijing, you can go to the credit report self-service printer of Wangjing Sub-branch of Beijing Rural Commercial Bank to scan your ID card for printing.

If it is in a microfinance institution or p2p loan, you need to go to this lending institution to inquire.