1, Certified Financial Analyst (CFA)
Certified Financial Analyst (CFA) refers to the practitioners engaged in decision-making management of securities investment, mainly including fund managers, securities analysts, chief financial officers, investment consultants, investment bankers and traders. Certified financial analysts are called "the ticket to Wall Street". At present, 4 1400 professionals in the world have obtained CFA certification. In Chinese mainland, as of April this year, CFA has only 193 members in China, of which only 145 have CFA qualifications. The data shows that in Shanghai alone, the CFA demand for three years is conservatively estimated at 3,000 people, and the gap is boldly predicted at1-20,000 people. In the United States, the average annual salary of certified financial analysts reaches $6.5438+0.9 million, and that of China and Hongkong also reaches $6.5438+0.36 million. At present, with the rapid development of China's economy, China's demand for CFA is extremely urgent. However, it should be noted that CFA can not be taken by anyone. It is understood that since 2000, more than 10000 people have taken CFA exams in China, and only about 1% of them have finally passed Level 3 and obtained CFA certificates. The difficulty can be imagined.
2. Financial planner (CFP)
Financial planner (CFP) mainly provides all-round professional financial advice for individuals or institutions. By constantly adjusting the investment portfolio of various financial products such as deposits, stocks, bonds, funds, insurance, movable property, real estate, etc., we will design reasonable tax planning to meet customers' long-term life goals and financial management goals, and ensure people's financial independence and financial security. However, its professionalism is more advanced, and it is the most authoritative financial professional qualification in the world, and it has become a passport for international personal financial management. In the United States, 200 1 CFP stood out from more than 250 positions and became the first position in the United States announced by the American "job evaluation". Its influence in the world is also growing. In foreign commercial banks, how many CFPs they have is an important standard to measure their personal financial planning service level. At present, there are more than 70,000 registered financial planners in the world. Financial planners in China mainly come from excellent securities investment talents, asset operation talents, investment consulting talents or excellent insurance talents and account managers.
3. Actuaries
Actuarial science is a science that uses the theory of probability mathematics and various financial tools to analyze and predict economic activities. Actuaries are the elites in the insurance industry, and they are high-end talents in the insurance industry who are mathematicians, statisticians and investors. Actuaries are an attractive profession all over the world. China urgently needs 5,000 actuaries in the next 10 year, and now there are only dozens, which is far from meeting the demand. At the same time, actuaries are also a high-paying profession. In the United States, the average annual salary of actuaries is about $90,000, and the annual salary of actuaries in China can reach about 65,438+10,000 yuan. There are four series of actuarial examinations in China: actuarial examination in China, actuarial examination in North American Actuaries Association, actuarial examination in Britain and actuarial examination in Japan.
4. International certified public accountants
A certified public accountant refers to a practitioner who has obtained a certified public accountant certificate according to law and is entrusted to engage in auditing, accounting consulting and accounting services. At present, there are about 30,000 certified public accountants (ACCA) in China, but at present, less than 1 1,000 people in the Mainland have obtained ACCA qualification. Most domestic certified public accountants are basically not recognized by international institutions, and there is a big talent gap. In the coming 10 year, certified public accountants will be the first in the list of 15 talents needed by China. The current salary level of certified public accountants can reach 50,000 to 654.38+10,000 RMB as a whole; Getting the "foreign" certificate means that the average annual salary is 500,000 yuan or even more than one million yuan. Certified public accountants are expected to become "golden collars".
5. Chartered wealth manager
At the beginning of August this year, the first batch of students who obtained the financial professional qualification certification of American Chartered Wealth Manager (CWM) graduated. These students mainly come from banks, investment consulting companies and insurance companies. After obtaining CWM, they will be qualified as independent financial consultants to provide advice on financial problems for customers. Chartered financial managers are considered to be one of the top three financial planning managers in the United States. A chartered wealth manager (CWM) is different from a financial planner (CFP) who entered China in advance. They take different positions and there will be no contradiction or conflict in the implementation of the market. Franchise financial managers mainly master the characteristics of various financial products related to personal financial management and scientific financial management methods. Franchised financial managers provide individuals with all-round financial advice, make financial plans according to customers' property scale, income targets and risk tolerance, and make timely adjustments according to changes in financial markets. At present, 20,000 financial professionals in the United States have obtained this certificate, mainly in banking, insurance, funds, securities, accounting, independent financial consultants and other industries.
6. Financial Advisor (RFC)
Financial advisor is similar to the financial planner proposed in China at present, but financial advisor (RFC) is a well-known authentication system recognized by all countries in the world. Its main responsibility is to help families and individuals make reasonable consumption, savings, investment, insurance and future financial planning. At present, more than 3,000 people in the world have obtained the certification qualification (RFC) of the International Association of Registered Financial Advisers, while there are only a few dozen financial advisers in Chinese mainland, and there is an extreme shortage of talents. Financial advisers are certified by the International Association of Certified Financial Advisers (IARFC).