1. Open Alipay or WeChat App and log in to your account.
2. Enter the "wallet" or "payment" interface, and then find the "bank card management" or "add bank card" option. This is usually located in the menu at the bottom or upper right corner of the page.
3. Click "Add Bank Card" or "Bind Bank Card" button.
4. Enter your bank card number, cardholder's name, ID number and mobile phone number. This information needs to be consistent with the information on the bank card.
5. After the binding is successful, Alipay or WeChat will transfer a verification amount to your settlement card. You need to log in to the bank card, online banking or mobile banking APP to view the transaction and enter the verification code.
6. After the verification amount is successful, you can use the bank card to pay on Alipay or WeChat.