If you only use the money through credit, such as quick easy loan, then your funds will go directly to your special account for quick debit card loan. However, if you provide mortgage or pledge for fast loans, such as pledged loans and e-loans, the funds you borrowed will directly enter the savings card you signed.

1. China Construction Bank, formerly known as People's Construction Bank of China, was established in 1 9541kloc-0/October1(later officially renamed as China Construction Bank on March 26th, 1996). The head office is located at No.25, Financial Street, Beijing. It is a large state-owned bank managed by the central government and a national deputy ministerial unit.

Two. The main business areas of China Construction Bank include corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.

Third, China Construction Bank has a broad customer base, maintains banking business ties with many large enterprise groups and leading enterprises in China's economic and strategic industries, and its marketing network covers major regions of the country. 20 16 On June 30th, the British Banker magazine published the ranking of 1000 big banks in the world, and China Construction Bank ranked second. On February 20 17, brand finance released the list of the top 500 global brands in 20 17, and China Construction Bank ranked 14. In 20 18, Fortune Global 500 ranked 3 1.

Four. China Construction Bank was established in June 1954+ 10/0/. The basic background of the establishment of China Construction Bank is that People's Republic of China (PRC) began to implement the first five-year plan to develop the national economy, and large-scale economic construction centered on 156 key projects has been launched all over the country. In order to manage the huge construction funds, China Construction Bank came into being.

Five: During the twenty years from 1954 to 1978, China Construction Bank mainly undertook the responsibilities of centralized handling of national capital construction budget allocation and self-raised fund distribution of enterprises, supervising the rational use of funds, issuing short-term loans to construction enterprises and handling basic business settlement.

Six. Since the late 1970s and early 1980s, China Construction Bank has continuously expanded its banking functions while inheriting its original functions. It has successively launched credit fund loans, residents' savings deposits, foreign exchange business, credit card business, policy-based housing reform finance, personal housing mortgage loans and other businesses.

Seven: After more than ten years' reform and development, China Construction Bank has developed rapidly in various businesses, and its credit assets and liabilities have increased dozens of times. From a bank that only manages financial funds and supervises infrastructure allocation, it has developed into a national professional bank that operates both financial investment credit business, fixed asset investment credit and supporting liquidity loans, both domestic financial business and international financial business, with medium and long-term credit as its main business.

CCB's quick loan was successful. Where is the money?

Special account.

China Construction Bank Express Loan is a credit loan product launched by China Construction Bank. You can apply for a loan without providing mortgage. As a credit consumer loan product, the application threshold of CCB's fast loan is still relatively low, but the most important thing is that the applicant's credit status must meet the bank's regulations. After CCB's quick loan application is successful, the funds will not be directly distributed to the personal debit card account. After the quick loan application is successful, the bank will open a special account for the user, and the fund user will directly enter the special account. If the borrower wants to use the loan line for consumption, he must withdraw cash from the special account for fast loan or spend by credit card, or transfer the money to his personal debit card account by transfer.

Under normal circumstances, users log in to the mobile banking of China Construction Bank, select "Home Page-Account", and click "Details" of the query account to find the special account for quick loan. After CCB's application for quick loan is successful, the funds will not be directly distributed to the personal savings card, but will be loaned to the special account for quick loan. Users need to enter a special account to withdraw cash or spend money by credit card, or transfer money to a third-party bank account. In addition to cash withdrawal through mobile banking, CCB can also withdraw cash through ATM. Select "Fast Loan Service" in the ATM main interface and follow the prompts to withdraw cash.

After logging into the mobile banking of China Construction Bank, users can access the home page and account, and click the "Details" button of the inquiry account to find the special account for quick loan. There are two ways for CCB to use this money for quick loans:

1. If you only withdraw money by credit, such as express e-loan, your funds will go directly to your special account for express debit card loan.

2. However, if you provide mortgage or pledge for fast loans, such as pledge loans and e loans, the funds you borrowed will directly enter the savings card you signed. After handling fast loans of CCB such as fast e-loan, the loan funds directly enter the special account for fast loan of debit card, and the loan funds after pledge loan and financing e-loan are directly withdrawn to the signing savings card.

If the customer wants to inquire about the specific situation of funds, log in to the mobile banking, enter the personal account page, and find the special account for fast loan or the bound signing savings card. Of course, customers can also take their cards to the ATM machines in nearby business outlets for inquiries.

If customers need to withdraw the approved quick loan funds, they can transfer the funds through the menu of "Fund Transfer of Special Account for Quick Loan" in mobile banking after use; Or log in to the online bank, click "loan service", select "personal quick loan", and then click "special account transfer" to transfer funds.

In addition, customers can also take their cards directly to the ATM to withdraw money, select "fast loan business" in the main interface after inserting the cards, and then select the special account for fast loan to withdraw money.

Will CCB's fast loan money be collected when it arrives?

After the quick loan of CCB is successful, the bank will open a special account for quick loan, and the money will be transferred to this special account. The applicant can withdraw funds from the special account or spend them. Of course, loans can also be transferred to debit card accounts by transfer.

After the fast loan of China Construction Bank, the applicant needs to repay the principal and interest according to the agreed matters. If it is overdue, there will be a lot of penalty interest, which is more than the loan interest. At the same time, it will also report personal credit information and leave a record of non-performing loans on the credit information.