1, investment scope
Investment scope: QDII mainly invests in the world, the United States, Hong Kong, Europe, Asia-Pacific and so on. Among them, QDII funds that invest in the world, the United States and Hong Kong are the majority.
Buying QDII funds requires a better understanding of market trends. Although QDII funds have a wide range of investments, many investors are relatively familiar with the US and Hong Kong markets, so QDII, the index of US stocks and Hong Kong stocks, can be given priority. If you know the price comparison of other overseas markets, you can also consider buying.
2. Investment objectives
QDII funds mainly invest in stocks, bonds, commodities (mainly gold and crude oil), REITS and so on. The risk level of different investment objects is different. Relatively speaking, investing in oil and commodities is more risky and the fund fluctuates more.
3. Fund manager
QDII needs professional fund manager management, so it is best to choose a fund manager with rich overseas investment experience and excellent historical performance.
QDII can also be divided into active management and passive management. If you can't find a suitable QDII fund, you can also choose a passive index fund to buy, such as Guangfa Nasdaq 100 index.
Matters needing attention in QDII fund purchase
The subscription and redemption time of QDII funds is much longer than that of ordinary fund products. The purchase confirmation date is generally T+2 days, and the redemption time may take more than 65,438+00 working days. In addition, the transaction rate of QDII funds is higher than that of ordinary fund products.