What materials do you need for a car owner loan?
1, ID card
This is the basic identification of the applicant, which goes without saying.
2. Marriage certificate
Married people provide marriage certificates, divorced people provide divorce certificates, and unmarried people provide unmarried statements.
3. Proof of residence
Generally, it is required to live or work in the place of application, and the residence time is greater than or equal to 6 months. Local accounts can provide household registration books, and foreign residents can provide residence permits.
4. Personal credit report
Ping An car owner loan requires the applicant to have a good credit record. According to the personal credit report, the credit can be printed and provided by itself, or the lending institution can be authorized to inquire. If you don't have a credit record, your spouse or parents can also apply if they have a one-year credit record.
5. Proof of assets
Mainly work income certificate, which can be issued by the work unit, and may also need to provide bank card income flow.
6. Motor vehicle registration certificate
For mortgage registration, it needs to be detained in the lending institution until the loan is settled.
7. Motor vehicle driver's license
In the process of online application and vehicle certification, it is generally necessary to take photos and upload the driving license, and the materials submitted offline may also need to be copied.
8. Proof of loan use
Ping An car owners' loan clearly stipulates that the loan funds shall not be used to invest in the housing market, stock market, futures or other equity investments, but can be used for various daily consumption and business purposes.
The above is about "What materials are needed for car owners' loans", and I hope it will help everyone.