1. Demand deposit: interest rate 0.455%;
2. One-off time deposit: three-month interest rate 1.43%, semi-annual interest rate 1.69%, annual interest rate 1.95%, annual interest rate 2.73%, annual interest rate 3.575% and annual interest rate 4.8%;
3. installment withdrawal, lump-sum withdrawal and fixed-term withdrawal: the annual interest rate is one year 1.45%, three years 1.69% and five years1.95%;
4, fixed work is convenient: regular lump-sum deposit and withdrawal within one year, with a 40% discount on the same grade interest rate;
5. Agreement deposit: the interest rate is1.15%;
6. Notice deposit: 0.8% for one day, 7 days 1.35%.
Second, the loan interest rate:
1, short-term loans: within 6 months, the interest rate is 4.35%, and from 6 months to 1 year (including one year), the interest rate is 4.35%;
2. Medium-and long-term loans: the interest rate is 4.75% for one to three years (including three years), 4.75% for three to five years (including five years) and 4.90% for more than five years;
3. Housing provident fund loan: less than five years (inclusive), with an interest rate of 2.75%; The interest rate over five years is 3.25%.
The above is the relevant content of Fushun Bank Interest Rate 2022.
Brief introduction of Fushun bank
Fushun Bank, formerly known as Fushun City Commercial Bank, was established in June 1998. The General Department has 6 management branches, 55 service outlets, 5 town banks and 19 units. Employees to be employed 118, 676 with bachelor degree or above, 364 full-time undergraduate graduates, 4 master students1person, and doctoral students1person. Fushun Bank adheres to the business philosophy of "customer first, market-oriented, innovation as the theme and technology as the means", constantly improving itself and realizing leap-forward development. In 2009, the new leadership team with Chairman and President Bi as the core members, with the goal of "building a new generation of Fushun commercial banks", carried forward the corporate philosophy of "serious management, innovation, dedication and transcendence", and adhered to the core of "serious management, life creation, brand image management, brand building, means management, sustainable development, cultural and artistic management, truth-seeking innovation" and actively carried out it. The acquisition of shares has achieved remarkable results, the pace of talent introduction has accelerated, business development has completed growth, and all work has achieved historic improvement.
How to manage money with low bank interest rate?
If the bank deposit interest rate is low, it is not good to deposit money in the bank to collect interest. Users can invest this money in other wealth management products to gain income. If the risk tolerance of users is average, then it is best to invest in R 1 and R2-level wealth management products of banks, as well as low-risk wealth management products such as national debt and money funds. Naturally, you can also invest in some high-risk wealth management products such as stocks, index funds and futures. If you want to pursue profit and have a certain risk tolerance, then you can speculate in stocks and futures. The yield of this financial product is relatively high. However, when investing, we must always pay attention to market trends and closely follow them to prevent losses due to poor operation. Users need to be careful not to put all their money in one place. Only by diversifying investment and financial management can we share risks and gain benefits. At the same time, investment and financial management should learn to take profit and stop loss effectively to ensure profit maximization. This article is mainly about the knowledge of interest rate 2022 of Fushun Bank, and the content is for reference only.