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If I lose money on the spot I bought during spot trading, will the money from my account balance be deducted?

Are you referring to stocks or futures? For stocks, it is a full transaction. You have already paid in full when buying and selling stocks, and no money will be deducted from your account. Futures have a margin system and are leveraged, so when you lose money to a certain extent, you will be reminded to make up the margin. If it is overdue, you will be forced to liquidate your position.