"The speculation I am talking about only refers to stocks with relatively small risks. As for futures and foreign exchange, the risks are too great and I dare not touch them."

To put it bluntly, you probably haven’t received much theoretical knowledge.

1. Speculation, whether investment or speculation, one focuses on the long-term holding of certain stocks; the other focuses on the short-term holding of certain stocks. Whether it is speculation or investment, the Western stock market is neutral.

For example, investment is a long-term holding of a stock; speculation is a short-term holding of a stock. By buying a company's stocks over the long term, investors are optimistic about the company; by buying a dozen companies in the same industry, they are optimistic about the industry; by buying multiple companies in different industries, they are optimistic about the entire stock market. Anyone who has studied financial investment knows PORTFOLIO (the principle of asset portfolio). Long-term control of the entire stock market is the lowest risk.

But after speculators finish speculating on one stock, they will move to another stock. From the perspective of the stock market, speculators have not left the stock market. So, in other words, speculators also have a long-term hold on the stock market.

Long-term holding = investment; so there is not much difference between long-term speculators and long-term investors! In addition, many investment companies do both speculation and investment!

Only 'lose' is derogatory.

2. Foreign exchange risk is much lower than that of stocks. Risk is determined by standard deviation. Generally, the foreign exchange market only rises by a few thousandths per day. How can it be more volatile than the stock market? In the final analysis, it is because you do not understand foreign exchange and have misjudged what you don't know.

“What’s great about me is stability. For example, although I only doubled my income in 2009, I also had a 10% income in 2008. If we count from January 2008 to 2010, In January of this year, few people did better than me."

I would like to ask a question here. When you doubled your income in 2009, what kind of stocks did you choose? In the same way, what kind of stocks did you choose to achieve a 10% return in 2008?

Generally speaking, high risk means high return; only those with the same level of risk can compare each other's returns.

If you choose small-cap stocks or junk stocks, a 200% gain is not much (of course, you will lose more). However, if it is a blue-chip stock and you can earn 100%, you will definitely be great. The conclusion is: You must compare specific returns with people in your industry who choose stocks with similar risks; instead of simply reporting "how much you earned" to each other.

Because if you enter the career path, you may stay there for the rest of your life. From 2008 to 2010, you made money, which was pretty good. But what about the next 20 years?

So, you have to avoid major "losses". Therefore, you say that you are quite "stable". This is a necessary psychological and professional quality for most professionals. In other words, your psychological "stability" meets the basic requirements of professionals, but it is not your advantage. This advantage of yours can only be revealed when compared with unprofessional people.

"Currently my funds are around 300,000."

Honestly, a little less. The best way is to "borrow money". While the market is good, choose large-cap stocks with an annual return of around 20% and try to expand your assets as much as possible. The essence of finance is “borrowing money” and “paying back money”. Stocks are people lending money to the company to let it develop. Moreover, many successful people started by borrowing money - if you don't borrow money, how long will it take to save so much money yourself?

But, again, you have to be confident enough to do it! In addition, your assets are too small, so you probably won’t be able to borrow much. . . .

My suggestions for you are:

1. Continue to study professionally and constantly improve yourself (there is no end to learning).

2. It would be best if you can take an international certificate, such as CFA. One year after you get it, your salary will be one million.

3. Like you said, connections. Get to know a noble person, preferably someone in a bank, who can give you a loan with very low interest rates.

4. Other more abstract things (such as opportunities and so on...

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