With the rise of prices, it has become the norm that wages can't outrun inflation. In recent years, people's expenditure on food, clothing, housing and transportation has also increased greatly compared with the past. At the same time, the depreciation of RMB has prompted more and more people to invest in gold in order to preserve the value of assets. However, any financial management is risky, so what should we pay attention to when investing in gold? Let's give you a brief analysis and remind friends who invest in gold. If you think it is practical, please forward it ~
Note 1: Recognize the investment value and remember that the risk is directly proportional to the expected return.
Gold is recognized as an asset all over the world. Although it is considered as one of the important products for hedging, diversifying investment risks and resisting inflation, investing in gold will not make people rich overnight. The rise and fall of gold also largely follows the law of supply and demand and the law of value in the commodity market. The value of goods depends on the socially necessary labor time, while the price fluctuates around the value.
This sentence can be simply and rudely understood as: gold will not sell cabbage prices, nor will it sell prices higher than the value of gold itself.
Note 2: Understand several characteristics and channels of gold investment and trading.
Domestic investors have several investment methods to choose from, such as physical gold, paper gold and gold futures.
1, physical gold
Physical gold is the direct purchase of gold bars, coins or gold jewelry. Compared with other gold investment methods, the risk and threshold are the lowest, but it should be noted that the repurchase is difficult and the handling fee is relatively high, which is more suitable for stable investors.
2. Paper gold
Paper gold is a trading method to buy gold certificates through banks. , but do not pass the physical object. This method is suitable for investors who have a certain research and understanding of the gold market and get higher expected returns by buying low and selling high. Compared with other gold investment methods, the risk is greater and the expected return is higher.
3. Gold futures
Gold futures amplify the expected return and risk of investment through margin and leverage effect. The price of this kind of gold investment fluctuates sharply and obviously, and a little carelessness may lead to great losses. If you are not an investor who is fully prepared for the risk expected return and trading technical analysis, it is not recommended to get involved.
Note 3: Choose a formal trading channel.
As the bottom variety of family investment, gold must not choose informal channels, resulting in a tragedy of losing all one's blood. Common gold trading channels are banks and local gold companies. However, it should be noted that news broke out that there was a case of shanzhai bank fraud at the end of the year, and many small and medium-sized towns were the hardest hit areas of shanzhai bank fraud. Therefore, investors are reminded to check the qualifications of relevant channels before investing. Inquire whether the fund-raising institution is registered in the industrial and commercial tax and whether it has the legal qualification of financial business approved by the relevant state departments.
Summary: The gold investment market is not static, and the price fluctuation of gold is often affected by various factors. Therefore, investors must learn to act according to circumstances in order to be invincible in the gold investment market.