1. Bank of China: a large state-owned bank managed by the central government and a national vice-ministerial unit. The most internationalized and diversified bank in China. It is a note-issuing bank in Hong Kong and Macau.
Business scope covers commercial banks, investment banks, funds, insurance, aviation leasing, etc. The State Foreign Exchange and Foreign Trade Specialized Bank conducts non-trade foreign exchange business such as international trade settlement and remittance, and vigorously supports foreign trade development and economic construction.
2. Industrial and Commercial Bank of China: It is a large state-owned bank managed by the central government and a national vice-ministerial unit. The basic task of China Industrial and Commercial Bank is to raise social funds through financing activities at home and abroad, strengthen the management of credit funds, support enterprise production and technological transformation, and serve China's economic construction.
Provide six services: fund management, fee payment, marketing service, financial management, agency sales and e-commerce.
3. China Construction Bank:? It is a large state-owned bank managed by the central government and a national deputy ministerial unit. The goal of CCB is to establish a scientific and efficient decision-making, implementation and supervision mechanism in accordance with the principle of "separation of the three associations, separation of powers, effective restriction and coordinated development" to ensure independent operation and effective checks and balances among all parties.
The business scope includes corporate banking, personal banking and treasury business, with branches and subsidiaries in 29 countries and regions, and subsidiaries in many industries such as funds, leasing, trust, life insurance, property insurance, investment banking, futures and pension.
4. Agricultural Bank of China: It is a large state-owned bank managed by the central government and a national vice-ministerial unit. Agricultural Bank of China is an important part of China's financial system. It provides various products and services for corporate banks and retail banks, and also carries out financial market business and asset management business.
The business scope covers investment banking, fund management, financial leasing, life insurance and other fields. From the initial agricultural credit and settlement business, it has developed into a complete variety, combining local and foreign currencies, and can handle various international and domestic financial businesses.
Extended data
A joint venture bank is a bank jointly funded by several parties. Including domestic government-business joint venture banks, enterprises and banks jointly established by a country and foreign governments (or foreign businessmen).
Joint venture banks jointly run by domestic officials and businessmen, such as "China Domestic Bank" opened in 1929 and "China Industrial Bank" reorganized in 1937; Private banks, such as 1923 "Four-bank Savings Association" founded by Yanhang, Jinchenghang, Zhongnanhang and Continental Bank.
The biggest advantage of a joint venture bank is that it adopts the form of joint venture, so it can integrate the advantages of various investment units. For example, a joint venture bank can adopt foreign advanced technology, but maintain the appearance and management style of local banks, and can also establish and maintain regular contacts with foreign banks.
The main disadvantage of the joint venture bank also comes from its joint venture form. Due to the dispersion of ownership, each investor may have different views on some issues. Therefore, when making business decisions, it is often necessary to negotiate and weigh repeatedly, which makes policy making complicated.
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