Overall, 234 people were arrested in Henan rural banks. Although the people involved have been arrested, the losses caused are still very heavy. This problem means that there are many problems in local banks and they are neglected in supervision. Specifically, this incident has played these warning roles: First, strengthen the supervision of local banks. Secondly, improve laws and regulations, and finally improve the judicial mechanism. The author will explain in detail below:

First, many people were arrested in the Henan village bank case, warning us to strengthen the supervision of local banks: the establishment of local banks is certainly beneficial to regional economic construction and social development, but if it belongs to supervision, it will easily lead to big problems, and the Henan village bank case is typical. At the beginning of their establishment, these local banks not only neglected supervision, but also expanded rapidly because of favorable policies. These local banks are directly under the jurisdiction of local governments. So it gives criminals an opportunity. There are some problems such as unreasonable rules and regulations and opaque financial activities. In order to curb these problems, it is necessary to strengthen supervision and gradually bring them into the right track of state-owned banks supervision.

Second, many people were arrested in the case of Henan rural bank, warning us to improve laws and regulations: because with the development of the country and the progress of society, the financial industry is also changing quietly, and we should take the initiative to adapt to this change. From the level of laws and regulations, delete the inapplicable legal provisions, and then further improve the new laws and regulations. Improve the management of local banks from the perspective of legislation to avoid problems.

Third, many people were arrested in the case of Henan rural bank, warning us to improve the judicial mechanism: because both legislation, law enforcement and supervision need to take practical actions in the form of justice, which requires good consultation with the judicial department and further strengthening the construction of judicial mechanism, so as to respond quickly and act quickly at critical moments and reduce economic losses.