First, investment and financial management knowledge.
Investment and financial management knowledge is what investors must learn. The first is basic knowledge: basic knowledge of economy, basic knowledge of finance and basic knowledge of laws and regulations. Insurance, funds, currency, bonds, stocks, futures, gold, etc. Everyone needs to know. These are the basic contents of financial management. Each project consists of many contents, such as money fund, bond fund, partial stock fund, index fund, FOF and so on. Besides these, we should read more books by famous investors, such as Buffett's, and read more financial news. There is a lot to learn.
Second, make a reasonable allocation and planning of your own funds.
Your income should be divided into many aspects and sectors, such as daily living expenses, investment funds, risk management insurance, emergency funds, investment study funds and so on. Only by reasonably allocating and arranging your own money can you improve the utilization rate of your own funds. If you don't make reasonable arrangements, you will find that your monthly money is gone at once, your quality of life has not improved, and your investment has not been carried out.
For urgent and important funds, as the bottom line, try not to touch them, and usually put them in some flexible cargo bases: such as quick profit or super surplus.
For important but not urgent funds, you can choose some regular wealth management products, and the income will be higher, which also avoids the situation that funds have long hair and no income.
For urgent but unimportant funds, flexibility is the main thing, and income is secondary. The key is to take it out at any time. For the funds in this quadrant, Yu 'ebao or WeChat coin purse is the most suitable.
Funds that are neither urgent nor important can be the main force of high-risk and high-yield products.