Eighty million is a huge sum of money. First of all, congratulations to this friend. He is a respectable man with such wealth. 80 million yuan can be divided into four parts, one for starting a business, one for investment and financial management, one for household expenses, one for fixed income and accumulated investment, and this one can buy banking financial products, which is an emergency spare tire. To start a business, you need to find your favorite industry and have some research. 20 million investment is not small.