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How do I manage my money?
Hello, as a young man, let's talk about my opinion:

1 below, 1 10,000, just put Yu 'ebao or WeChat's financial management, it is very convenient to buy things and pay back credit cards, with an annual income of about 350;

2. 1-65438+ 10,000 yuan, buy a money fund (1: 400,000-6,000,000). If you want to make more money and are not afraid of taking risks, the most convenient thing is to buy stocks (however, entering the stock market is like entering a virgin forest, where you can hunt prey and be hunted by prey more easily, and cannibals must do their homework in advance, prepare armor and bows and arrows, and it is best to have old hunters around).

3. For the part of 65438+ 10,000 yuan, in addition to the above, you should also buy yourself an insurance to prevent accidents.

Finally, money is a kind of evidence that others recognize the products and services we have made (at present, it is the result of our work) (the same is true of the exam results in the last class). When things are done, they will come naturally.

Therefore, it is more important to spend more time with rich people who can make money (including leaders and bosses), observe more, learn more, and often face the same things. Their views and practices are different from ordinary people. Think more about these different places, like the mobile phone system, constantly enrich and improve your head, create a stronger and more attractive yourself, and get closer to the rich days.

In addition, unknown wealth management products and equity funds are not recommended.

Financial products: The information is not completely open and transparent, so there is no way to judge what this product does, let alone whether it is a puppet company. Even if there is a little introduction, it doesn't matter whether it is operated honestly, and how much income is up to him. I usually want to know about my income, and there is no place to ask questions. I don't know where to find a partner if I want to defend my rights (even if I am a bank agent, the teller has little knowledge, that is, the president taught her that all responsibilities and risks have been cleared up in the overlord clause, and I may have resigned when I want to find her afterwards). So, this is basically a one-time transaction. Go to the bank to get a wealth management product introduction now, and then go to see if it is still there next year. There is no shadow. At that time, those **2, **3 were sold ...), which is not similar to bandits.

Equity funds: By contrast, it's much better. The money invested, which stocks you bought and how much it is worth now can be found every day. If you need money badly, you can sell it at any time. In two or three days, the money will arrive. But it is still not recommended to buy. First, most fund managers are poor and are not responsible for losing money. Most of them are people who can't get along. Second, the stock selection strategy launched at the time of issuance will not be seriously implemented. Many funds have bought irrelevant stocks, and even many funds with completely different styles have bought the same alternative stock. It's not worth giving hard money to people who are duplicitous. Third, there are too many such funds in the market, and they are catching up with stocks. If you have the energy and ability to choose a good base, you might as well buy stocks directly. Fourth, no matter whether it is earned or lost, it should be paid management fees regularly, and another copy should be collected for subscription and redemption.