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Is it illegal for people to discount commercial acceptance bills?
Legal analysis

Bill discount belongs to the national franchise business, and if the legal holder "discounts" the parties who do not have the legal discount qualification, the act shall be deemed invalid, and the discounted money and the bill shall be returned to each other. If the parties cannot refund the ticket, the original legal holder may refuse to refund the ticket. In the process of trying civil and commercial cases, if the people's court finds that a party without legal qualification is engaged in "discounting", it shall transfer the relevant materials to the public security organ because the act is suspected of committing a crime.

Discounting acceptance bills without permission is a crime of illegal business operation, and if the circumstances are serious, it shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention.

legal ground

Article 225 of the Criminal Law of People's Republic of China (PRC), in violation of state regulations, commits one of the following illegal business operations, disrupting market order, and if the circumstances are serious, shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also, or shall only, be fined not less than one time but not more than five times the illegal income; If the circumstances are especially serious, he shall be sentenced to fixed-term imprisonment of not less than five years, and shall also be fined not less than one time but not more than five times for illegal gains or confiscation of property:

(a) operating a franchise or monopoly commodity or other commodities whose operation is restricted by laws and administrative regulations without permission;

(2) buying and selling import and export licenses, import and export certificates of origin and other business licenses or approval documents stipulated by laws and administrative regulations;

(three) without the approval of the relevant competent departments of the state, illegally engaged in securities, futures, insurance business, or illegally engaged in fund payment and settlement business;

(four) other illegal business activities that seriously disrupt the market order.