In the past 20 years, Public Offering of Fund's performance has been good, attracting a large number of investors to enter the market. Where did all the investors' money go? Of course, to be on the safe side, they must buy blue chips. Therefore, the recent phenomenon of funds getting together is serious, which is not unrelated to incremental funds. Bian Xiao has compiled the must-see suggestions for buying funds here for your reference. I hope everyone will gain something in the reading process!

Liquor, nonferrous metals, new energy vehicles and military industry are all sectors with heavy funds nearby. Earlier, it was technology Nuoan, and most of them were directed at them. The problems were basically concentrated in these sectors. Recently, most sectors have entered a callback, which just reminds some investors that the money in the market is not so easy to earn, and buying funds should also accept retracement and losses. Many brokers, including the fixed liquidity of the central bank, have made it clear that the investment income of 2 1 year is expected to be less than 20 years. In other words, this year's investment tone: you can earn, but not necessarily as much as you think. For friends who still have a surplus, they can gradually control their positions before the Spring Festival. I advocate keeping half a warehouse, depending on the individual. The index has not increased in quantity. At present, it is stagflation at a high level, which is difficult to break through. When there are obvious signals, it is best to fully participate.

Fund investment suggestions:

1, idle money investment, no leverage, no borrowing.

There are at least hundreds of thousands of people who speculate in futures, and finally there is really not much in their pockets, and sometimes they have to borrow money. Leverage is not easily controlled by retail investors. People with professional knowledge may not make money, let alone Xiao Bai.

Use the spare money in hand first, focus on not affecting normal life at first, accumulate experience, and then increase the price when it is mature.

2, diversification of investment, rational allocation, try not to re-pledge.

Don't put your eggs in the same basket, do a good job of hedging, and you can buy more if you are optimistic about a certain sector, but don't buy them all. You can also buy broad-based indexes, such as Shanghai and Shenzhen 300, Shanghai Stock Exchange 50 and Growth Enterprise Market 50.

3. Establish a sense of long-term investment.

Capital is originally a long-term investment, but it is a pity that speculators have brought a bad atmosphere, especially fast-forward and fast-out in seven days, which is easy to mislead novices. Loss-making investors often have problems such as short holding time. A meal is as fierce as a tiger, and most of it is better to hold it all the time. Time will tell us that sometimes lying down is also a good operation.

It is necessary to know the basic knowledge.

Fund classification (debt-based mixed stock base), fund fees (handling fees, management fees, sales and service fees), how to calculate the seven-day transaction, how to convert the fund dividends, which direction the fund invests, and what are the heavyweight stocks. Find the corresponding plate index, technical analysis, fundamental analysis, industry analysis, etc.

5, don't believe in "stock gods" and ups and downs, and you don't need to ask more.

No one knows whether the weather will go up or down tomorrow. Everyone is speculating. After listening to the expert discussion, it's time to chat. Don't take it seriously Strategy comes first. Have their own system, regardless of ups and downs can calmly deal with.

6, bold trial and error, careful participation.

When you meet your favorite plate, buy boldly, test the water lightly, and learn the fastest when you lose money. The market is always the best teacher, and finally you will passively "learn".

7. Seek stability and not greed, do a good job in risk control, and decisively accept retracement and lighten up positions after falling below.

There are many people who are five times a year, and few people keep doubling in five years. You may think that you have made a lot of money in a fund in recent months, so it is dangerous to speculate that you will make the same money in the future!

From 100 to 200, you need to increase 100%, and from 200 to 100, you only need to decrease by 50%. If the risk control is not done well, you can discount your leg once, just once!

8. Establish a sense of position.

Anyway, if you are not Man Cang, you won't be empty after you master it. Be sure to pay attention when adding positions. If you fall to the right position, you must dare to add positions, and the shock interval will not repeat the positions. Once each replaces its value.

In the past two years, the returns of funds purchased by many investors are generally unsatisfactory. What caused the large losses of most funds? Mars, an analyst at Shanghai Securities Fund Evaluation Center, pointed out that, first of all, the essence of fund products is the combination of securities, and the performance of fund income is closely related to the performance of the underlying market. In the continuous decline of the stock market, it is difficult for equity funds and hybrid funds, which mainly invest in stocks, to achieve positive returns. In the case of rising stock market, most partial stock funds can often achieve positive returns. Therefore, it is impossible for funds to create myths and create high positive returns in the continuous decline of the market in recent years.

From the long-term performance, in most cases, the overall performance of funds is better than that of individual investors, especially in bull markets and volatile markets. For example, in 2006 and 2007, more than 80% of equity funds achieved a return of more than 100%, while the proportion of individual investors was less than 20 12 years. Nearly 50% of equity funds have achieved a return of 5% to 30%. According to the survey, more than 50% of individual investors have lost between 5% and 50%. Therefore, the fund is still a good investment tool for individual investors to participate in the capital market.

All kinds of problems, whether China's stock market construction, economic development or asset management industry, can't be eliminated in a short time, and all need the rationality of the market as a whole to promote it. However, as investors themselves, we must measure our risk tolerance clearly and not blindly listen to the propaganda of sales staff. If your risk tolerance is weak, or the funds you want to use in the short term, you can't invest too much in a single stock fund to avoid being greatly affected by the risk of stock market fluctuations. Therefore, for individual investors, it is more meaningful to have a long-term investment mentality, choose appropriate fund products according to their own risk tolerance and renewal, avoid excessive pursuit of popular funds with outstanding short-term returns, pay more attention to funds with relatively stable long-term performance, and spread risks through fixed investment and portfolio allocation to obtain long-term stable returns.

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