To sum up, we use money to buy consumer goods and invest. Money increases and prices rise; There is also more money for investment. When investing in industry can make money, people invest in industry; When the investment environment of the real economy (understood as industry) is not good and it is difficult to make money, people will use the money for virtual investment, such as speculating in gold and futures. One of the main reasons for China to increase its currency at present is to depress the RMB exchange rate, thus increasing China's foreign trade.

Detailed analysis:

The total output value of industry, agriculture and service industry produced by people every year is gdp, which is also the total product of society. These products are either purchased at home or involved in foreign trade.

We buy these products with money, and when the increment of money exceeds the increment of total social products (real gdp), prices will rise. At home, the central bank can print money.

Since the early 1990s, China has been trying to devalue the RMB in the foreign exchange market, so as to make the products produced by China enterprises highly competitive in the international market. With the increasing demand for China products abroad, the RMB tends to appreciate, because the demand for RMB in the foreign exchange market is increasing. In order to prevent RMB from appreciating, Fuzheng Central Bank printed new paper money and put it into the foreign exchange market. Keep the RMB exchange rate low. In this way, compared with our actual needs, RMB is printed too much.

No matter where the RMB is invested, it will eventually return to domestic circulation. And most of them did not flow into the pockets of ordinary people, but into the pockets of capital owners and power owners. In fact, the real economy (real gdp) does not need these currencies. This part has nowhere to go relative to the extra money in the real economy. The rich spend part of their money on consumer goods, especially high-end consumer goods, thus raising prices. The other part is used for investment to earn more money (or deposited in the bank, but the bank will still lend most of it to others for consumption or investment).

Investment money. Part of it is invested in the real economy, which is almost what you call industry. This is beneficial to the national economy, because it can produce more goods. However, in recent years, the investment environment of China's real economy has continued to deteriorate, and as mentioned above, this part of the currency was originally used to depress the RMB exchange rate in the foreign exchange market, and there are not so many profitable projects for the rich to invest in.

In order to make money, the rich have to put their money into the virtual economy. For example, stock trading, real estate speculation, futures speculation and gold speculation. As a result, where funds flow, prices soar.

As for real estate, it is actually a real economy, and building more houses is definitely a good thing for people. However, firstly, because quite a few of those houses were not sold to people in need, rich people kept speculating with each other as their own investment, and they were fired too much, far exceeding the affordability of ordinary workers. Another reason is that China's land sales are monopolistic, and there is not much explanation. The land price cost is too high.

I'm sorry I'm a little confused and limited. I hope it will help you a little,