It won't make any difference. Repayment on time after credit card cash installment will not affect credit. Credit card default for three times or more than 90 days will lead to bad credit reporting and affect personal credit.

The money applied for cash installment shall not be used for investment (including but not limited to equity investments such as house purchase, stocks and futures), but only for consumption (including but not limited to decoration, household appliances, wedding, car purchase, student aid, tourism and medical care). You must hold a personal credit card master card to keep a good record of using it.

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