The regulations of major banks are different, and the time for unfreezing bank accounts will be different. If the password is entered incorrectly for many times, it will generally be thawed after 24 hours. If the bank card is temporarily frozen due to loss reporting or other reasons, it usually takes 5-7 working days to unfreeze. If it is permanently frozen due to fraud, arrears for more than 4 weeks, etc. , it cannot be thawed. Also, if the bank card is frozen by the court, it can be unfrozen immediately after the case is closed. The court has the right to freeze other people's personal accounts in three situations: 1. In civil litigation, property preservation measures can be taken to freeze the account of the other party according to the application of the parties. 2. In the process of court execution, the court may freeze the personal account of the person subjected to execution ex officio. 3. The court may freeze the account of the respondent according to the application for pre-litigation preservation of the parties. The time limit for the court to freeze the account is six months, but it can be frozen again before the expiration.

legal ground

Article 73 of the Law of People's Republic of China (PRC) Commercial Bank, if a commercial bank causes property damage to depositors or other customers under any of the following circumstances, it shall bear interest and other civil liabilities for delayed performance: (1) unreasonably delaying or refusing to pay the principal and interest of deposits; (two) in violation of the provisions of the bill acceptance and other settlement business, not to cash, not to enter the payment, to hold the ticket, to hold the ticket or to refund the ticket in violation of the provisions; (3) illegally inquiring, freezing or deducting personal savings deposits or unit deposits; (4) Other acts that violate the provisions of this Law and cause damage to depositors or other customers. Under any of the circumstances listed in the preceding paragraph, the the State Council Banking Regulatory Authority shall order it to make corrections. If there is illegal income, the illegal income shall be confiscated, and if the illegal income is more than 50 thousand yuan, a fine of more than one time and less than five times shall be imposed; If there is no illegal income or the illegal income is less than 50,000 yuan, a fine of not less than 50,000 yuan but not more than 500,000 yuan shall be imposed.