Investment has different answers for different people and needs to be analyzed in combination with their own characteristics.
In terms of personality, do you like conservative, radical or middle type? Are you rich or pressed for time or are you your own boss?
Conservative: suggested savings, insurance, funds, bonds, real estate (rental), gold, etc. Aggressive: high-risk stocks, real estate (buying and selling to earn the difference), futures, etc. Intermediate type: the first two types are combined according to your own preferences.
If you have enough time, you can learn relevant knowledge to invest. If you are short of time, you can find a professional financial institution to entrust an agent. The best way to be your own boss is to make your own business bigger and stronger.
Give yourself an answer: What kind of investment do you need? Only in this way can other people's suggestions work.
Make an investment plan, find an investment interest and study relevant knowledge carefully, and strictly implement your plan.
I hope you don't be rash. It's not too late to act after the preparations are done. Try to be as close to success as possible. Start when you feel ready.
Financial management can only preserve and increase value, and it is more difficult to make big money. Recently, the stock market has fluctuated too much, so it is not recommended to buy stocks.
The following are simple financial advice, which should be enough for ordinary families.
Safest: buying a money fund is equivalent to a time deposit, which can be withdrawn at any time. The annual income can reach about 2%.
Second: buy government bonds.
Secondly, buying trust products requires a certain scale of funds. The annual income can generally reach more than 4%
Second: buy stock funds.
Second: buy stocks.
The more insurance, the lower the income and the higher the risk. The less money, the less choices, the more money, the more choices.