1, the ability to choose a fund is different: buying a fund at one time requires a strong ability to choose a fund, and buying a fund at the right time. The fixed investment of the fund is operated by the financial management team, and the fund selection ability is relatively strong.
2. Different investment risks: the investment risk of the fund's fixed investment is relatively low, and the financial management team is responsible for stop loss. If you buy a fund at one time, if the market is not good and the investor fails to stop the loss in time, there may be losses.
3. Different return on investment: the return on investment of the fund's fixed investment is relatively stable and has strong ability to resist market fluctuations. The return on investment of a one-time purchase fund is linked to market conditions. When the market is good, the rate of return may be higher, otherwise there may be losses. Fixed investment is the abbreviation of fixed-term investment fund, which refers to investing a fixed amount (such as 500 yuan) in a designated open-end fund at a fixed time (such as the 8th of each month), similar to the bank's deposit and withdrawal method.
1, advantages of fixed investment
Fixed investment refers to investing in a designated open-end fund at a fixed time and amount. This can increase the share of investors, share the cost of investors equally, and reduce risks in the long run. On the day of fixed investment, investors only need to ensure that the account has enough funds, and it will automatically deduct money, saving time and effort; The interest generated by the fixed investment principal is added to the principal to continue to derive income, which has the effect of compound interest.
2, the novice's own situation
For Xiao Bai, who has just contacted the fund, they lack professional knowledge and investment technology; The trend of the fund is not very accurate, the trading opportunities are not very easy to find, and the risk tolerance is limited.
Buying refers to the behavior of investors buying a stock, futures or currency in the financial market because they are optimistic about a product, stock, futures and currency. And think that its short-term or medium-and long-term market is bullish. In the financial market, because investors are optimistic about a product, stocks, futures, currencies, etc. They think that the short-term or medium-long-term market is bullish, so the act of buying a stock, futures or currency is called buying.