Among them, the funds raised by ABC mainly invest in the following financial instruments: money market instruments, fixed-income securities, money market funds, securities investment funds, various asset management products or plans, equity assets such as stocks (including Hong Kong stocks) and preferred stocks issued or listed on the exchange according to law, futures carried out on the exchange and other financial assets and gold instruments recognized by the regulatory authorities.
The planned investment ratio of each investment asset type to the total investment assets is: the investment ratio of cash, money market instruments, bonds and other creditor's rights assets that meet the regulatory requirements is not less than 80%; Non-fixed assets such as equity and derivatives shall not exceed 20%.
After ABC is a state-owned bank, its investment platform is safe enough for investors to choose with confidence. As far as the product itself is concerned, Tian Li is a fixed-income wealth management product with the longest extension of 10 year, and the product risk level is low, which is more suitable for prudent and conservative investors to buy.
Tian Li is a non-guaranteed and interest-guaranteed product, and the interest is a floating investment product, so when the market fluctuates, the daily investment income will be different.
After purchasing clever daily wealth management products, when the market fluctuates or there is credit risk, the income of the products may be lower when they expire or open, and even their annual yield may be lower than the performance benchmark. At that time, the wealth management funds will be distributed to investors after the expiration or after the net value of the products is opened.
The redemption time of ABC's clever daily profit: it takes about 1-2 working days. ABC's ingenious daily profit supports deposit and withdrawal, which can be redeemed by investors at any time, and the income interest is updated in real time every day.
ABC's investment targets are mainly money market instruments, fixed income securities, money market funds, various asset management products or plans, preferred stocks and other equity assets. And the overall investment risk is relatively small. Although ABC's ingenuity has the risk of losing its principal every day, it is unlikely that investors can invest with confidence.
This wealth management product is a fixed income product, and the raised funds are mainly invested in the following financial instruments:
Money market instruments, including but not limited to cash, various deposits, interbank certificates of deposit, interbank pledged repo, buyout repo and exchange repo.
Fixed income securities: including but not limited to government bonds, local government bonds, central bank bills, policy-oriented financial bonds, financial bonds, corporate bonds, convertible bonds, exchangeable bonds, ultra-short-term financing bonds, short-term financing bonds, medium-term notes, directional debt financing instruments (PPN), asset-backed securities (ABS), asset-backed notes (ABN), standardized notes and other standardized debt assets.
Money market funds, securities investment funds and various asset management products or plans.