China Construction Bank’s manual services include public services and private services. The business hours for private services are 9:00-17:00 from Monday to Friday, and 8:30-16:30 on weekends. The business hours for public services are 8:30-11:30 and 13:30-16:30 from Monday to Friday, closed on weekends. The specific business hours are subject to the announcements of various China Construction Bank outlets.
China Construction Bank Co., Ltd. is a leading large-scale commercial bank in China, headquartered in Beijing. Its predecessor, China Construction Bank, was established in October 1954. The bank was listed on the Hong Kong Stock Exchange in October 2005 (stock code 939) and on the Shanghai Stock Exchange in September 2007 (stock code 601939). The bank's market capitalization at the end of 2019 was approximately US$217.686 billion, ranking fifth among listed banks in the world. The group ranks second among global banks in terms of Tier 1 capital.
As of 2020, the bank provides customers with comprehensive financial services such as personal banking, corporate banking, investment and financial management, has 14,912 branches, 347,156 employees, and serves hundreds of millions of people. Individual and corporate clients. It has subsidiaries in many industries such as funds, leasing, trusts, insurance, futures, pensions, and investment banks. Its overseas institutions cover 30 countries and regions, and it has more than 200 overseas institutions at all levels.
Main Business
China Construction Bank provides credit loans, residents' savings deposits, foreign exchange business, credit card business, as well as policy housing reform finance and personal housing mortgage loans and other businesses.
Personal housing loan business
Personal housing loan business refers to loans issued by China Construction Bank or China Construction Bank upon entrustment to natural persons who purchase, build, and overhaul various types of houses in cities and towns in mainland China. . China Construction Bank's personal housing loan business mainly includes self-operated personal housing loans, that is, personal housing mortgage loans (including personal first-hand housing loans, personal re-trade loan housing loans, that is, second-hand housing loans, personal commercial housing loans, personal housing mortgage loans, etc.) , provident fund personal housing loans and personal housing portfolio loans.
Credit card business
China Construction Bank, as one of the earliest state-owned banks in China to issue credit cards, already has many credit card types.
The credit cards issued by China Construction Bank are all named "Dragon Card". The types of Dragon Cards that have been publicly issued include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, CCB VISA Ming Card, eLong Changxing Dragon Card, Mango Travel Dragon Card, Dragon Card (Master Cup) Tennis Card.
Silver Star International Quick Remittance
CCB Silver Star International Quick Remittance Business is a personal international quick transfer business jointly launched by China Construction Bank and Silver Star International Quick Remittance Company. The customer entrusts Silver Star Express Company to handle personal overseas foreign exchange remittances or small-amount international remittances of personal foreign exchange funds abroad.
Branch offices
China Construction Bank has branches outside mainland China in Hong Kong, Singapore, Germany (Frankfurt), South Africa (Johannesburg), Japan (Tokyo, Osaka), South Korea (Seoul), There are overseas branches in the United States (New York), Vietnam (Ho Chi Minh City), Australia (Sydney, Melbourne), Luxembourg, and Taiwan (Taipei), and in Hong Kong, China, the United Kingdom (London), Russia (Moscow), the United Arab Emirates (Dubai), and Luxembourg It has a wholly-owned subsidiary.