First, the banking industry. Commercial banks are financial enterprises mainly engaged in financial assets and financial liabilities. Their main businesses are: deposits, loans, savings business, fund settlement, credit cards and so on. At present, small and medium-sized banks are developing rapidly, and the competition among banks is also fierce.
Secondly, the insurance industry mentioned a few days ago is a guarantee mechanism and a necessary tool for planning life wealth. Larger insurance companies, such as Ping An, Pacific, China Life Insurance and China PICC, have mushroomed.
Third, the securities icon is a legal document used to prove that the holder enjoys certain rights. Generally speaking, it is to operate stocks, futures and so on. And relatively large securities companies such as Guotai Junan icon, Caida and Guangfa.
Through the above analysis, we have a clearer understanding of the three major industries.
From the understanding of friends around Bian Xiao,
Income: securities > insurance > bank.
Two friends work in a securities company, and the annual tax payment is calculated at 10,000 yuan. One of them earned 654.38 million yuan last year. Bian Xiao is very envious. There are also several friends in the insurance industry whose income is basically 1000+. As the income of the banking industry, I know more clearly that the number of people in state-owned banks is 50,000-60,000 a year, and the average employees in local banks with higher incomes are about 654.38+ 10,000.
Stability aspect
Bank > Securities > Insurance
High-yield and high-risk, from the perspective of personnel mobility, the bank has a stable job and the lowest turnover rate. In terms of welfare benefits, I feel that the distribution of employees by banks can also meet the needs of the public. Although the income is not high, it is also competitive locally. Once the income of securities personnel drops or the development space is blocked, it is inevitable to choose to leave because of high income. In the insurance industry, I feel that the three major financial fields have the lowest requirements for academic qualifications, and the quality of personnel is uneven. It speaks by performance, so its stability is the worst.