Due to the weak economic foundation of students, it is irrational to borrow money. At present, many platforms have launched credit for college students, but it is not recommended for college students to borrow money for financial management, especially to use installment payment. Financial management also has risks. Even low-risk investment products do not represent zero risk. College students have not formed a correct concept of asset management, are not sensitive to the financial crisis, and have unclear views on money and consumption. This is not to say that college students do not invest well, but that for college students, after investing in financial management, they may spend money on financial management. College students should try to avoid contact with stocks and futures.

Financial management of college students