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Silver Fund: If the gods fight, investors will suffer!
With the increase of market volatility, investors began to favor the ability of gold and silver to preserve value. With the gold fund hitting a new high some time ago, the silver fund, which has a certain price comparison effect with gold, also hit a new high since the Spring Festival of 20 18 last Friday. Although there was a slight correction this week, it basically opened lower and went higher.

You can trade at the counter in person.

In fact, the price of silver, which has been linked to the price, has not changed much when the price of gold continues to rise. The data shows that the ratio of silver to gold is 60 1 most of the time, and it has reached 88 1 after the rapid rise of gold.

A domestic listed company producing silver recently said that silver has both industrial and precious metal properties, and it is bigger than gold in terms of price fluctuation. During this period, the market risk aversion rose sharply, and precious metals performed well as a hedging tool. At the same time, the ratio of gold to silver exceeded 88: 1, setting a new high since 1992. Therefore, company professionals believe that in the medium and long term, the price of silver must be repaired upwards. The silver price is still in a weak market, which provides a good opportunity for mergers and acquisitions, and the company is also very optimistic about the future performance of the silver price.

If investors are optimistic about silver, don't like this mining enterprise, and feel that the products are not concentrated enough, they can consider simply buying a silver fund. However, this fund is in a dilemma because of the fairy fight. Therefore, some brokers who take risk prevention as their top priority have imposed trading restrictions on this fund, that is, investors must come to the counter to trade in person.

The fate of this fund can be said to be the same as that of the classified fund, which fully embodies the embarrassment brought by the product innovation and policy changes of the fund company in the process of dealing with innovation and risk in the securities industry.

When designing this product, the fund company was completely ambitious to fill the gap in the market. Because silver is also an important precious metal, in the case that small and medium-sized investors can't participate in silver futures, they can conduct futures trading for small and medium-sized investors through professional management talents of fund management companies to capture investment or speculation opportunities of silver.

The result was finally approved. This fund can only make more silver, not short silver, or even hedge. It can only be a fund that holds long silver futures in one direction forever! In the eyes of regulators, it seems that institutions like funds can only do more, and silver will never fall?

Only do more and leave questions.

How to hedge such a fund? Once the price of silver futures falls, the net value of the fund can only fall wildly, and the only hedging measure is to reduce the position. Who can guarantee that silver will rise forever? What if we continue to plummet? Such a fund is too risky. If you make a mistake and silver falls, it is a dead end. At most, it is to lighten up the position, and there is no retreat.

Ok, let's pretend that we all cherish this market and don't want it to fall, but whenever there is short money, we will try to get rid of it quickly. We never figured it out. In fact, the biggest short-selling power is not money, but almost endless administrative power. If the market rises a little out of the fundamentals, you can short it in time. Where will it rise to an unreasonable height of several hundred times before it begins to plummet? It is power that eliminates the power to correct mistakes at any time, and the market will go crazy in one direction without restraint. Looking at the performance of this fund in the past 1 16 weeks, it is basically falling. From the highest 1. 174 yuan to 0.7 yuan!

But this time, good. The colored plate did fall for a long time. In the case of gold rising and rising, the price of silver is still at the bottom without much performance.

Recently, the price of silver funds has risen by more than 0.80 yuan, and there is basically no premium. If you are optimistic that the price of silver will rise, this is a good investment product.

But what I didn't expect was that among some brokers, this fund was listed as a high-risk product by the fund industry association, so the brokers actually asked investors to come to the counter for exemption!

First of all, the problem encountered by * * is that this variety does not support this kind of transaction. Then some customer service staff will tell you that this needs to be operated in the menu of fund trading, but it is actually not feasible, and even if some brokers can let you buy in the fund trading interface, it is also the purchase and redemption of off-site funds, which will not be as convenient as on-site trading.

Because OTC funds are purchased and redeemed from fund companies, they need to be liquidated with brokers and custodians at the market closing price, so it takes a long time, the transaction cost is high, and the transaction is conducted at an unknown price. On-site trading is to buy directly from the sellers in the secondary market, which is low in cost and fast, and is completed at the priced price.

If you don't accept over-the-counter transactions, then the problem comes. It turns out that some brokers have put this fund in another account book. According to a document from a large brokerage firm, according to the Implementation Guidelines for Appropriate Management of Fund Raising Institutional Investors (Trial) issued by the Fund Industry Association, in order to reveal the key risks of high-risk products, it is suggested that the products (referring to silver funds) be listed on the OTC market. At this stage, the company has some restrictions on fund transactions, and only supports customers to apply for off-site subscription!

After its own transformation, the CSRC approved the fund as an innovative product, but the association required brokers to properly manage high-risk products. As a result, this fund was unfortunately recruited by the long-term tracking of silver futures-because it can only be short, of course, it is a high-risk product.

The fairy fights, and the result is that ordinary investors suffer.

It is conceivable that in such hot summer weather, investors can only apply for investment of several thousand yuan, and they can only purchase in the primary market. How hard it is to get it back! Originally, people were a fund that tracked the rise and fall of silver. They have to make it a variety that can only go up but not down. Then they saw that the risk was great, and instead of correcting their mistakes, they created obstacles for investors in the trading process. If they don't want to go to so much trouble, they will automatically give up investing in this variety.

However, it seems that this fund can still be traded in the market, with a turnover of tens of millions of yuan every day. It can be seen that not every brokerage firm will put forward such a strange method according to the requirements of the association. But which brokers can trade directly on the floor, and which brokers require OTC listing? I'm afraid even SDIC UBS Fund (blog, Weibo) company is not clear about it. If investors really want to invest in silver funds, they have to ask the account opening brokers themselves.