Second, buy regular wealth management: 1, 000 yuan can also be used to buy regular wealth management products. The subscription threshold of some regular wealth management products is low, 50 yuan 1 000 yuan, and the income is higher than that of money fund wealth management products.
Third, buy a fund: At present, the threshold for fund investment is not high, at least 10 yuan. There is also a fund with a starting point of 1 000 yuan, which has certain risks.
Investment refers to the process that countries, enterprises and individuals sign agreements with each other for the specific purpose of promoting social development, realizing mutual benefit and transferring funds. It is also an economic behavior that a specific economic entity invests a sufficient amount of funds or physical currency equivalents in a certain field in a certain period of time in order to obtain income or capital appreciation in the foreseeable future. It can be divided into physical investment, capital investment and securities investment. The former is to use money to invest in enterprises and obtain certain profits through production and business activities, while the latter is to use money to buy stocks and corporate bonds issued by enterprises and indirectly participate in the profit distribution of enterprises.
Investment is a form of innovation and entrepreneurship project incubation, and it is an economic activity to promote the development of project industrialization complex with capital.
Investment is a profitable business activity in which monetary income or any other wealth owner measures its value in money at the expense of current consumption, purchase or purchase of capital goods in order to realize value appreciation in the future.
Meaning:
The word investment has several related meanings in finance and economy. It involves the accumulation of property in order to gain benefits in the future. Technically speaking, this word means "the act of putting something in another place" (which may initially be related to people's clothes or "dresses"). From the financial point of view, compared with speculation, the investment period is longer, and it is more inclined to obtain some sustained and stable cash flow income in a certain period of time in the future, which is the accumulation of future income.
Basic types:
Internet financial platform represented by P2C model.
In economics:
In theoretical economics, investment refers to the purchase (and thus production) of capital goods-goods that will not be consumed but will be used for future production. Examples include building railways, or factories, cleaning the land, or sending yourself to college. Strictly speaking, investment is also a part of gross domestic product (GDP) in the formula of GDP=C+I+G+NX. In that respect, the function of investment is divided into non-residential investment (such as factories, machinery, etc.). ) and residential investment (new house). According to the correlation of I=(Y, I), investment is closely related to income and interest rate. The increase in income will promote higher investment, but higher interest rates will hinder investment, because the cost of borrowing money becomes more expensive. Even if enterprises choose to invest with their own funds, the interest rate represents the opportunity cost of investment funds, not the interest on loans.
Financial aspects:
In the financial field, investment means buying securities or other financial or paper assets. Valuation is a method to estimate the value of potential investment. The types of investment include real estate, securities investment, gold, foreign currency, bonds and stamps. After that, these investments may provide future cash flows, and their value may increase or decrease. Investment in the stock market is carried out by securities investors.
Securities investment:
Securities investment refers to the investment behavior and process that investors (legal persons or natural persons) buy stocks, bonds, funds and other securities and their derivatives to obtain dividends, interests and capital gains, and is an important form of indirect investment.
1. Principles of securities investment
(1) The principle of optimal combination of income and risk.
The best combination of income and risk is to maximize income as much as possible under the premise of certain risks; Or on the premise of a certain income, minimize the risk;
(2) the principle of diversification.
Diversification of securities and establishment of scientific and effective securities portfolio;
③ Rational investment principle
Securities investment should be carefully invested after analysis and comparison.
2. Opening of securities investment accounts
To invest in securities, you need to apply for a corresponding investment and wealth management account in a large securities company with a full-service license. Investment and wealth management accounts can be used for a series of financial instruments such as stocks (including A shares, B shares, H shares, etc.). ), bonds (including government bonds, corporate bonds, etc. ), futures (including financial futures such as stock index futures and foreign exchange futures, binary options such as Meetrader, commodity futures such as metal futures and agricultural products futures, etc. ) make annual securities investment. The opening of a securities account can be handled in the business department of a securities company, and it needs to be handled within the trading day.
3. The role of securities investment
(1) Securities investment provides an important channel for social financing and is an effective way for all kinds of enterprises to directly finance;
(2) Securities investment is conducive to standardizing capital investment and improving the efficiency of capital use, thus guiding the rational flow of resources and realizing the optimal allocation of resources;
(3) Securities investment is conducive to improving enterprise management, improving enterprise economic benefits and social visibility, and promoting the rationalization of enterprise behavior;
Securities investment provides an important means for the central bank to implement financial macro-control and is of great significance to the sustained and efficient development of the national economy.