Real-time receipt in the bank, 9:00-5:00 on inter-bank and foreign currency working days. In China Bank, the transfer from corporate electronic account to private account can be divided into intra-bank transfer and inter-bank transfer. Intra-bank transfer is instant, and there is generally no time difference.

Inter-bank transfer is divided into real-time inter-bank receipt and ordinary inter-bank transfer:

1. Real-time transfer: the other party can receive the money immediately after the online banking is submitted successfully, and there is no time difference;

2. Ordinary transfer: after submission, the payee will not receive the money immediately, but will generally receive it within 2-3 working days.

Steps for Bank of China to transfer money from corporate electronic account to private account:

1. Log in to Bank official website and click Online Banking to log in;

2. Fill in the correct user name and password to complete the login;

3. Select Transfer-Peer/Inter-bank Transfer, fill in the payee information correctly, click Submit, and enter the mobile phone verification code and dynamic password correctly to complete the operation.

Bank of China accepts online remittance instructions 24 hours a day, 7×24 hours a day, realizing 24-hour intra-bank RMB remittance transactions and 9: 00- 17: 00 inter-bank and foreign currency transactions.

Transfer remittance business includes transfer remittance, directional account payment, local and foreign currency remittance, personal transfer remittance, futures withdrawal and futures deposit. "Transfer and Remittance" provides customers with safe, stable, convenient and fast fund remittance and payment and settlement services, and easily realizes centralized management, flexible scheduling, efficient operation and real-time monitoring of customers' funds.

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Attention should be paid to public and private remittances:

Party A shall fully understand the authenticity and accuracy of the identity of the payee and accurately distinguish the nature of the collection account. When transferring money to personal settlement account, Party A shall submit the transfer instruction to personal settlement account through the function of "Private Transfer and Remittance", and when transferring money to corporate settlement account, it shall submit the transfer instruction to personal settlement account through the corporate transfer and remittance service channel, and shall not submit the transfer instruction to personal settlement account through the corporate transfer and remittance service channel.

When transferring money from Party A's settlement account to personal settlement account through Party B's online banking system, Party A shall abide by relevant national laws, regulations and regulatory provisions, and fill in the specific payment purpose in "Postscript and Purpose" to ensure the authenticity and legality of the payment purpose. Party A shall bear the responsibilities and losses arising from the violation of the above agreement.