What does a financial adviser do? I believe many friends who have been to bank outlets and insurance company sales departments want to know this question. So, what does a financial consultant do? What can an excellent financial adviser do for his clients? What qualities do excellent financial advisors need? Where can I find a good financial advisor? Bian Xiao will answer you one by one. What does a financial adviser do? The work of financial consultant mainly includes the following points: 1. Conduct a comprehensive capital assessment and risk level survey for customers. The next step is to analyze the customer's funds in detail, find out the unreasonable allocation of funds at present, and recommend the investment direction for customers according to their different personality characteristics and risk tolerance. As China's personal financial services have just started, the financial consultants emerging in the banking and insurance industries are only proficient in their own knowledge and cannot cover everything. The financial services and schemes launched by banks are not satisfactory, but these deficiencies are also changing rapidly. At present, many banks have joined forces with experts from all walks of life to form a financial elite advisory group, which uses group cooperation to make up for the shortcomings. I believe that through this expert advisory group with strong background, customers can also get satisfactory financial services. What qualities do excellent financial advisors need? A good major has a good reputation, putting customers first and strictly observing the privacy and confidentiality of customer information. A versatile financial generalist and an excellent financial adviser should be familiar with not only financial products, but also various investment tools and products, such as insurance, stocks, trusts, futures, real estate and even gold and antiques. , as well as the mastery and application of relevant laws and regulations. Only by having considerable professional knowledge and keen insight and constantly updating what you have learned can you provide valuable information to customers. Strong professional background International Financial Planner (CFP) is an internationally authoritative personal financial management qualification certification. The main responsibility of a registered financial planner is to provide personalized and all-round professional financial advice and solutions for individuals. Customers only need to tell the financial planner about their property scale, requirements for quality of life, expected income target and risk tolerance, and the financial planner can make a financial plan that suits his personal characteristics, constantly adjust his various investment portfolios in deposits, stocks, bonds, funds, insurance, movable property and real estate, and manage his finances reasonably. The above is the introduction of what financial consultants do. Bian Xiao believes that you must have a deep understanding of the work of financial consultants after reading it. Do you need a financial advisor?