Which of the four major banks is the best for financial management in 2020? What is the annualized income from bank financial management? There are too many pitfalls in investment and financial management. P2P platforms that claim to be high-yield are frequently exposed to thunderstorms, futures trading has "deep routines", and online frauds emerge in endlessly. After many people have trampled on all the pitfalls in online financial management over the years, I found that banks were the safest, so I returned to banks for financial management. The four major state-owned banks, including the Industrial and Peasant Bank of China and Construction Bank of China, are the four major state-owned banks in China with the most users, the most branches, and the highest reputation. They are also the most trusted banks around them. So, which of the four major banks is the best for financial management in 2020? What is the approximate annualized income from bank financial management? Industrial and Commercial Bank of China, also known as the “first bank in the world”, is the first of the four major state-owned banks. Nowadays, financial products of various banks can be purchased in mobile banking. When I opened the financial management column of ICBC mobile banking, I found that ICBC had many types of financial products, but the overall page was not concise enough. Most ICBC products have a minimum purchase amount, such as 10,000, 50,000, 100,000, etc. Popular financial management products of ICBC include ICBC Link Express, guaranteed capital and stable profits, personal profit increase, etc. The risk level is PR2, which is a low-risk product. Lingtong Express has a minimum purchase price of 50,000, with no fixed period. The estimated annual income is guaranteed and stable for 35 days. The minimum purchase price is 10,000 yuan. The minimum investment is 35 days. The estimated annual income is 2%. Personal profit increase is 360 days. The minimum purchase price is 50,000 yuan. The minimum holding period is 360 days, financial management with an estimated return rate of risk level PR3, the risk is higher than low-risk financial management such as Linkong Express, such as individual high-net-worth customers linked to the Shanghai and Shenzhen 300 Index, with a minimum purchase of 100,000, a minimum investment of 91 days, and an estimated annual interest rate construction CCB’s financial management products are roughly divided into non-net worth products, net worth products and CCB Credit financial products. CCB’s financial management products also have minimum purchase thresholds. The minimum purchase thresholds are generally 10,000, 50,000, 100,000, 500,000 and 1 million. , among which there are many financial management products starting from 100,000 yuan. Take the "Qianyuan" series of CCB's non-net-worth products as an example. The financial management period of the "Qianyuan" series is generally within one year, and the estimated annualized rate is around. CCB’s net worth products have no fixed term, and the estimated annualized rate is between. CCB Financial Management products are basically agency sales. The estimated returns of low-risk products are generally higher than 4%. The cumulative annualized rate of return for medium-risk financial products is generally higher than 4%. Among them, the agency with the highest cumulative annualized rate of return is CCB Financial Management Ruixin, which has the lowest holdings. The first phase of opening in 270 days is up to Bank of China. Bank of China has many financial products with a minimum purchase price of 1 yuan and a minimum purchase of 10,000 yuan. The purchase threshold is lower than that of ICBC and China Construction Bank. There are not many financial products available on Bank of China’s mobile banking, but they are not as “dazzling” as those of ICBC. The annualized income of financial products is between 2% and 5%. The income is not high, but there are many 1 yuan and 1 yuan products. The annualized return of low-risk financial management products with a minimum purchase of 10,000 yuan is above 3%, which overall seems to be better than the returns of ICBC's low-risk financial management products. Bank of China enjoys a daily minimum purchase amount of 1 yuan and quick redemption within 50,000 yuan per day. The seven-day annualized rate of return is higher than the income of ICBC's similar financial management Express Line, and the income is higher than most current money funds. Agricultural Bank of China Agricultural Bank of China's mobile banking financial supermarket has six types of financial products: current, fixed term, structured, foreign currency, ABC financial management and private equity. In addition to current, partial fixed term and foreign currency, other types of financial management generally have high returns. There are 8 financial products under the category of ABC Financial Management, with the minimum purchase amount ranging from 1 yuan, 5,000 yuan, and 10,000 yuan. The threshold is relatively low, but the estimated returns are very good. The lowest ABC Anxin is open every month and the highest ABC Tongxin Hot Value Selection Issue 7: Although ICBC is the largest state-owned bank, its advantages in financial products are not great. China Construction Bank and Agricultural Bank of China have a wide variety of financial products and good yields, and you can choose from both. If you need flexible, low-risk financial management, you can consider Bank of China’s Enjoy Every Day. If you pursue high returns and can withstand certain risks, you can choose higher-yield financial products from China Construction Bank and Agricultural Bank of China. If you don’t have a lot of funds, the financial products with lower thresholds from Bank of China and Agricultural Bank of China will be very suitable for you.