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Is term loan an intermediary platform?
1. Is term loan an intermediary platform?

Yes Term loan is an intermediary loan platform issued by companies and guarantee companies. Security and formality can't be guaranteed. It is the online loan of Chongqing Liangjiang New Area Accommodation Co., Ltd., and Chongqing Liangjiang New Area Accommodation Co., Ltd. has two loan platforms: online loan, term loan and financing e-loan.

Second, what is a term loan?

To put it simply, the two parties will conduct transactions in accordance with the contents of the signed contract at the agreed time in the future.

For example, you can see that the price of potatoes is 1 yuan/kg. You estimate that potato prices will change, be bullish and be bearish in the future. So now you can buy bullish or bearish (a certain percentage of the deposit is enough, not the full amount). When the time comes, it will really be as you wish, then you will make a profit. If it is contrary to your estimate, then you lose!

3. What do you mean by term loan?

Usually when we say futures, we actually mean futures contracts.

Usually what we call futures is actually a futures contract. According to this futures contract, the counterparty can buy or sell a certain amount of a commodity or financial asset at a specified price at a certain time in the future. Its main function is to guard against the risk of price changes, and it can also be used for speculative activities.

Futures and spot are completely different. Spot is a real tradable commodity. Futures are mainly not commodities, but standardized tradable contracts based on some popular products such as cotton, soybeans and oil and financial assets such as stocks and bonds. Therefore, this subject matter can be a commodity or a financial instrument. Investors can invest or speculate in futures, and the delivery date of futures can be one week, one month, three months or even one year later.

It should be reminded that futures attract investors with high returns, but there are also extremely high risks. If you want to invest in futures, you must choose a futures company with legal operation, standardized operation and good reputation through formal investment channels, which is the best guarantee for property.

4. What is the meaning of the three-year revolving credit line of Huinong e-loan?

It means that the use period of the credit line is 3 years, and the credit line can be recycled within the validity period, as long as the interest generated from the use of the credit line is repaid every month. In the last installment of the third year, the principal will be repaid in one lump sum.