Why did I lose money when I bought the fund? From my investment experience, the fund is more suitable for long-term fixed investment. It is not difficult for me to earn 100% by holding a fixed investment fund for a long time! To choose a fixed investment, we must first understand several types of open-end funds: currency type, bond type, capital preservation type and stock type. There is no redemption fee for the money fund, and the income is equivalent to six months to one year's deposits, which can be redeemed at any time without loss. The subscription and redemption costs of bond funds are relatively low, and the income is generally greater than that of money funds, but there is also a risk of loss, and the loss will not be great. Stock funds have the highest subscription and redemption costs, and the fund assets are stocks. When the stock market falls, the fund will have the risk of losing money, but when the stock market rises, there will be gains. Through long-term investment, the average annual return of stock funds is about 18%~20%, and that of bond funds is 7%~ 10%. Another point is that the fixed investment of the fund is similar to long-term savings, which can spread the investment cost evenly and reduce the overall risk. It has the function of automatically increasing the price and reducing the price on dips. No matter how the market price changes, it can always get a relatively low average cost. Therefore, regular fixed investment can smooth the peaks and valleys of the fund's net value and eliminate market fluctuations. As long as the selected funds grow as a whole, investors will get relatively average returns without worrying about the timing of entering the market. Funds are the best choice to pursue long-term benefits. If it is a fixed investment, it can also smooth out the loss of income caused by short-term fluctuations. Since it is the pursuit of long-term returns, you can choose the variety with the highest target returns, index funds. Index funds have optimized their targets. Blue-chip stocks and high-quality stocks in the industry, as representatives of models, have avoided the risks of individual stocks because there are a certain number of models. And avoid the impact of the economic cycle on individual industries. Because it is a long-term fixed investment, it takes time to digest the inevitable high-risk characteristics of high-yield varieties.
It is recommended to choose the products of high-quality fund companies. For example, Huaxia, Yifangda, Nanfang and Jiashi. It is suggested to choose the Shanghai and Shenzhen 300 Index and the Small Cap Index. You can open a fund account through a securities company and let a professional investment manager serve you. Some index funds are free of charge through securities companies, which will further reduce your investment cost.
You don't need to diversify your fixed investment, use time to compound interest to make money for you and concentrate on one or two funds. The fund must choose the back-end charging mode for fixed investment, and the dividend can be reinvested!
Why have many money funds suspended subscription recently? It's always like this before holidays. Because many large funds that speculate in stocks and futures like to buy money funds before the holidays to earn a little money-because they can't be used to speculate in stocks during the holidays, and because of the consideration of leaving their bags for safety before the holidays, if large funds enter and leave the money fund in a short time, it will easily bring damage to the original holders of the money fund and dilute their income. Therefore, in order to protect the interests of holders, many fund companies will suspend subscription and transfer during holidays.
Why do you see that the fund's heavyweight stocks are profitable, but the fund has lost several factors:
1, position ratio. Heavy profit does not mean full profit. You mean the fund only holds stocks that you see rising?
2, leads to the second question, position. What is the position of the fund? If it seems that everyone is profitable and there are a few positions with large losses, then overall it is inconclusive.
Why did tmt CSI Fund go up and lose money? TMT market continues to be hot. As of the close of March 24, the CSI TMT index has risen by 64.7 1% this year, triggering an upward conversion. Previously, many graded funds such as Information B, Media B, Internet B and Growth Enterprise Market B all experienced discounts, which is the second wave of graded funds after the blue-chip grading tide at the end of last year. At present, there are many discussions on the risks of GEM and internet plus share in the market, while the overall premium of TMT graded funds is relatively high, so it is suggested to treat it cautiously under the pressure of arbitrage funds. In operation, we generally recommend a balanced allocation style, remain at a high level, and pay attention to sectors such as finance, consumption, medicine and environmental protection.
Why does the fund lose money? What shall we do if it loses money? Just kidding, the fund is also an investment, and investment is risky, so it has always been said that investment should be cautious. As for what to do if you lose it, you can either put it inside and wait for it to come back. Either admit the loss, redeem it and invest in other things to earn it back. There is also a need for technical content, that is, to find a position to cover the position and share the cost during this period.
Why many domestic funds can't beat the market 1. The system is flawed, and the fund loses money and there are management fees.
2. Funds cannot be short positions, and systemic risks are irresistible.
Black swans are flying all over the sky, and the development of Chongqing beer and Shuanghui is fascinating.
Why is my fund suspended? Hello, your fund subscription has been suspended. If you don't know the reason for stopping subscription, can you make any announcement on its website::1.jysld./fund/qxjj _ jjgk.jsp? Symbol=5 19688 At present, the stock market of the fund is generally depressed. It is normal for you to lose money, but there is no need to rush to redeem it. Wait patiently for the next bull market. Redemption is not worth the loss now!
Do speculative funds earn more than 10% a year? Earning 10% in that year was not much, but it was ok. Average performance, bank interest is only one year. If the stock market and holding funds
Have confidence and can persist. Otherwise, for the sake of safety, you should leave your bag.
Why do many people lose money by investing in foreign exchange gold? In the wrong direction, there is no stop loss, so that the loss is infinitely amplified and there is no reverse protection. Under the leverage of hundreds of times, it will eventually break out. Most of the losses come from this, the position is too heavy and the stop loss is not timely.
Because foreign exchange trading is manual, the hand is = 100000 USD. In the case of 100 times leverage, you need to have a deposit of 1000 USD, plus the spread, one point is 10 USD, and if the loss exceeds 100 USD, it is 2000 USD, if you have 3000 USD.