1, 50% of the fund is fixed investment, which can be operated according to the weekly fixed investment mode. It is a long-term investment, and after waiting for a few years, it will have good returns and low risks;

2. 30% money funds, such as regular financial management in Alipay (long-term) and Yu 'ebao (short-term), have low risks;

3, 20% of the funds or stocks are high-risk investments, and you need to learn relevant basic knowledge!