Gold is not only a monetary property, but also the most common hedging tool. Currency is bound to depreciate after a period of time. For example, the purchasing power of 10 thousand yuan now will be far less than that of 10 thousand yuan ten years ago. Therefore, in the period of inflation, the preservation rate of gold deposits is higher than that of savings.

2. Liquidity:

Money is highly liquid, and bank deposits can be withdrawn at any time, which is highly liquid. The liquidity of gold is relatively weak, and many banks do not support the recovery of gold, even if they do, there are certain restrictions.

3. Investment value:

In a stable economic environment, the investment value of gold is actually very limited and there is limited room for appreciation. Relatively speaking, stable investment methods such as national debt will be more suitable and the investment risk will be smaller.