2. Financial engineering, including the design, development and implementation of innovative financial instruments and financial means, and creative solutions to financial problems.
The core content of financial engineering
In financial engineering, its core lies in developing and designing new financial products or businesses, and its essence lies in improving efficiency, including: 1. Create new financial instruments, such as the first zero coupon bond, the first swap contract, etc. 2. Development and application of existing tools, such as applying futures trading to new fields and developing a large number of options and swaps; 3. Combine the existing financial tools and means with combinatorial decomposition technology to compound new financial products, such as forward swaps and futures options, and build a new financial structure.
Employment prospects:
At present, the employment of domestic financial engineering is mainly in the following fields: fund companies: fund companies are in great need of talents who can do fund performance evaluation, risk control and asset allocation. Securities companies: Securities companies are now in a difficult period, and they are also seeking opportunities for survival through the design of collective wealth management products. Banks: The most traditional banks are also undergoing subtle changes. At present, the head offices of major banks are establishing internal risk management models, and talents in this field are urgently needed. However, due to the rigid employment system of banks, truly qualified people may not be able to do this. Another important department within the bank, the Treasury Department, also needs financial engineering talents. On the one hand, they operate in the inter-bank bond market, and they are the main force of fixed-income securities in the future, and also the main force of designing financial engineering products such as corporate bond market and mortgage-backed bonds with huge development space in the future.
3. The operation and management of commercial banks is a process in which the operators of commercial banks integrate the factors recognized by commercial banks in order to achieve their business objectives, realize the optimal allocation of resources, and involve various aspects such as organizational forms, business innovation, risk control, financial arrangements and marketing strategies of commercial banks. Therefore, improving the management level is the key link to improve the competitiveness of commercial banks and maximize profits.
I suggest that I can engage in the management of commercial banks, with a wide range of courses, and the current employment form and future development are better.