At present, the "most reliable" wealth management products can pay attention to the "bank smart deposit" products. According to the deposit insurance guarantee system, the payment will be made within 50W 100%. Of course, "saving" does not mean going to the bank directly for life, or on a regular basis. You can pay attention to smart deposit products or large deposit certificates issued by small and medium-sized banks, and the yield can be around 4%-5%.
At this stage, there are some products on the platform of Duxiaoman Wealth Management APP (formerly Baidu Wealth Management), including demand and fixed bank deposits. For example, the demand product "Sanxiang Bank Demand" can be withdrawn in advance, with a yield of about 3.9%, and can be accessed at any time. It can be withdrawn on the same day, regardless of holidays, and it can be received in real time on the same day. There is no trading day limit and no limit, and it is less than 65,438+000 yuan. For example, the term bank wealth management product "Revitalizing Smart Deposit" has an annualized rate of return of about 4.8%, which belongs to a bank deposit product and pays 65,438+000% within 500,000 yuan, which is suitable for stable and above investors.
You can search for "Du Xiaoman Financial APP" or pay attention to "Du Xiaoman Technology Service Number" in the application market for detailed product information. Investment is risky, and financial management needs to be cautious!